U.S. Bancorp · Financials
USB
$63.14
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 7th-largest bank in the United States as of 2025.U.S.Bancorp是一家美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，并在特拉华州注册。截至2025年，它是美国第七大银行。
Financial金融股
Large cap大盘
$101B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Stretched/late — protect gains and don't start new positions; let the next low set up first.已拉伸／晚期——保护利润，不要新开仓；先等下一个低点构筑成形。
Price Chart价格图表
Key Statistics关键统计
Price价格
$63.14
1.4% below 52-week high低于52周高点 1.4%
Market Cap市值
$101B
Normal volume正常成交量
P/E Ratio市盈率
13.3x
15.0x sector median
Forward P/E预测市盈率
11.0x
EPS每股收益 $4.73
Beta贝塔
0.76
Moves about 0.8x the market波动幅度约为市场的 0.8 倍
Dividend Yield股息收益率
3.29%
RSI (14)RSI（14）
64
Elevated偏高
Next Earnings下次财报
2026-07-16 (-3d)
Volatility Rank波动率分位
56th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
1.5% of float
Performance价格表现
| Period周期 | USB | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +1.2% | -1.5% | Beat the index by 2.7 points跑赢指数 2.7 个百分点 |
| 1 Month近1月 | +10.0% | +0.6% | Beat the index by 9.4 points跑赢指数 9.4 个百分点 |
| 3 Months近3月 | +11.9% | +4.7% | Beat the index by 7.2 points跑赢指数 7.2 个百分点 |
| 6 Months近6月 | +18.3% | +7.8% | Beat the index by 10.5 points跑赢指数 10.5 个百分点 |
| Year to date年初至今 | +19.3% | +9.1% | Beat the index by 10.2 points跑赢指数 10.2 个百分点 |
| 1 Year近1年 | +45.2% | +19.4% | Beat the index by 25.8 points跑赢指数 25.8 个百分点 |
| 3 Years近3年 | +97.4% | +69.4% | Beat the index by 28.0 points跑赢指数 28.0 个百分点 |
| 5 Years近5年 | +37.4% | +83.9% | Lagged the index by 46.5 points落后指数 46.5 个百分点 |
Technicals技术面
Active signals活跃信号
Short-term Rising TrendLong-term Rising Trend1-Day Return (cross-sectional rank → top/bottom gainers)Valuation cheapness percentile (0–1, higher = cheaper vs peers)Insider Power (0–100) — quality-weighted Form-4 open-market trades (role × size × recency); 50 = neutral
RSI (14)RSI（14）
64
Elevated偏高
vs 50-day相对50日均线
+10.0% vs 50-day avg
vs 200-day相对200日均线
+19.2% vs 200-day avg
Trend strength (ADX)趋势强度（ADX）
38
Strong trend趋势强劲
Volatility rank波动率分位
56th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$61.95
Don't chase above不追高于
$63.14
Stop止损
$57.14
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
Estimates being cut预期下调
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | USB | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 13.35x | 14.99 | 63% |
| P/E (forward)市盈率（预测） | 11.0x | — | — |
| P/B市净率 | 1.55x | 1.52 | 49% |
| P/S市销率 | 3.53x | 2.87 | 43% |
| Earnings yield盈利收益率 | 7.49% | 6.58 | 65% |
| Shareholder yield股东收益率 | 3.62% | 3.91 | 44% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
Earnings Per Share每股收益
5yr CAGR5年复合增速: 8.6%
Margins利润率
11.6%Return on Equity股本回报率
1.1%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $489.0M |
| Stock-based comp股权薪酬 | $235.0M |
| Share count change (1y)股数变化（1年） | +0.0% |
Piotroski皮奥特罗斯基 5/6
Watch关注
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Roughly fair vs sector相对行业估值合理
Cheaper than 52% of its sector on blended multiples综合估值倍数低于行业内 52% 的公司
Beta市场敏感度
0.76×
0.21×3×
Moves about 0.8× the market波动幅度约为市场的 0.8 倍
Financial Health财务健康
5/6
Adequate financial health财务健康状况一般
Dividend分红
3.29%
Pays a dividend (3.29% yield)有分红（收益率 3.29%）
Why Is It Moving为何波动
Sector / Theme行业/主题
Regional Banks theme — #4 of 46 themes「区域银行」主题 — 46 个主题中第 4 位
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Short interest changed -13.3%空头仓位变动 -13.3%
Technical技术面
USB daily MACD crossed downUSB 日线MACD下穿
Options Positioning期权持仓
Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡
Expected daily move预期日波动
±1.56%
Expected weekly move预期周波动
±3.48%
Call wall看涨密集区
$65
Put wall看跌密集区
$62
Gamma flip伽玛翻转
$50
25d risk reversal25d风险逆转
-0.1%
Flow资金流向
$2M premium traded; 0% 0DTE; 37 fresh positions; P/C 1.12; ~leans bullish (direction approx)成交权利金 $2M；0DTE占0%；37个新建仓；看跌看涨比 1.12；≈偏看涨（方向近似）
Skew: 偏斜：balanced
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$10.7M net (0 buyers, 4 sellers)-$10.7M 净值（0 买家，4 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Basswood Capital Management | B | trimtrim | 3.3% | 2026-03-31 |
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 17, 2026
USB daily MACD crossed downUSB 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $63.14.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$63.14。
Jul 16, 2026
USB daily MACD crossed upUSB 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $64.01.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$64.01。
Jul 16, 2026
USB RSI reached overboughtUSB RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $64.01.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$64.01。
Jul 15, 2026
USB made a new 52-week highUSB 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $63.01.价格创出52周新高 — 全市场关注的动量/趋势极值。$63.01。
Jul 14, 2026
USB daily MACD crossed downUSB 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $62.14.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$62.14。
Jul 8, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 6, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jul 6, 2026
USB made a new 52-week highUSB 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $62.83.价格创出52周新高 — 全市场关注的动量/趋势极值。$62.83。
Jul 1, 2026
BOTTOMING → UPTREND筑底中 → 上涨趋势
HOLD持有
Jul 1, 2026
USB took relative-strength leadershipUSB 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $61.96.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$61.96。
Jul 1, 2026
USB made a new 52-week highUSB 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $61.96.价格创出52周新高 — 全市场关注的动量/趋势极值。$61.96。
Jul 1, 2026
USB RSI reached overboughtUSB RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $61.96.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$61.96。
Showing last 15 of显示最近15条，共 4228 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.19
Value价值
+0.3
Quality质量
-0.7
Investment资本投入
+0.4
Shareholder payout股东回报
-0.1
Low volatility低波动
+1.1
Low market beta低市场敏感度
+0.1
Earnings quality盈利质量
-0.8
Short interest空头兴趣
+1.1
Company Profile公司档案
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 7th-largest bank in the United States as of 2025.U.S.Bancorp是一家美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，并在特拉华州注册。截至2025年，它是美国第七大银行。
Get the full picture获取完整视图
Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。