PNC PNC Financial Services · $252.86 Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤 Terminal终端 ↗

PNC Financial Services · Financials

PNC

$252.86

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania.PNC金融服务集团是一家美国银行控股公司和金融服务公司，总部位于宾夕法尼亚州匹兹堡。

Financial金融股 Large cap大盘 $102B

Engine stance引擎立场2026-07-20

Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤

Stretched/late — protect gains and don't start new positions; let the next low set up first.已拉伸／晚期——保护利润，不要新开仓；先等下一个低点构筑成形。

Open in Terminal打开终端 ↗ All coverage所有股票 Data through数据截至 2026-07-20 · regenerated nightly每日更新

Price Chart价格图表

Full chart in Terminal终端完整图表 ↗

Key Statistics关键统计

Price价格

$252.86

0.9% below 52-week high低于52周高点 0.9%

Market Cap市值

$102B

Normal volume正常成交量

Forward P/E预测市盈率

11.9x

Beta贝塔

0.63

Moves about 0.6x the market波动幅度约为市场的 0.6 倍

Dividend Yield股息收益率

3.16%

RSI (14)RSI（14）

Elevated偏高

Next Earnings下次财报

2026-07-15 (-4d)

Volatility Rank波动率分位

41th pctile

hist. vol. percentile历史波动率分位数

Short Interest空头兴趣

1.9% of float

Performance价格表现

Period周期	PNC	S&P 500	vs Index对比指数
1 Week近1周	+0.4%	-1.5%	Beat the index by 1.9 points跑赢指数 1.9 个百分点
1 Month近1月	+8.5%	+0.6%	Beat the index by 7.9 points跑赢指数 7.9 个百分点
3 Months近3月	+12.5%	+4.7%	Beat the index by 7.8 points跑赢指数 7.8 个百分点
6 Months近6月	+15.0%	+7.8%	Beat the index by 7.2 points跑赢指数 7.2 个百分点
Year to date年初至今	+21.4%	+9.1%	Beat the index by 12.3 points跑赢指数 12.3 个百分点
1 Year近1年	+32.2%	+19.4%	Beat the index by 12.8 points跑赢指数 12.8 个百分点
3 Years近3年	+115.0%	+69.4%	Beat the index by 45.6 points跑赢指数 45.6 个百分点
5 Years近5年	+64.3%	+83.9%	Lagged the index by 19.6 points落后指数 19.6 个百分点

Technicals技术面

Active signals活跃信号

Short-term Rising TrendLong-term Rising Trend1-Day Return (cross-sectional rank → top/bottom gainers)Valuation cheapness percentile (0–1, higher = cheaper vs peers)Insider Power (0–100) — quality-weighted Form-4 open-market trades (role × size × recency); 50 = neutral

RSI (14)RSI（14） 63 Elevated偏高

vs 50-day相对50日均线 +8.9% vs 50-day avg

vs 200-day相对200日均线 +19.3% vs 200-day avg

Trend strength (ADX)趋势强度（ADX） 38 Strong trend趋势强劲

Volatility rank波动率分位 41th percentile 分位

Engine reference levels — not advice引擎参考水平 — 非投资建议

Buy zone买入区间

$250.00

Don't chase above不追高于

$252.90

Stop止损

$230.60

Extended — wait for a pullback过度拉伸 — 等待回撤

Earnings财务业绩

Estimates being cut预期下调

Post-earnings drift: -10.4% (20d)财报后漂移：-10.4%（20日）

Earnings call transcripts — coming soon财报电话会议记录 — 即将上线

Valuation估值

Multiple指标	PNC	Sector median行业中位	Cheaper than相对便宜
P/E (forward)市盈率（预测）	11.9x	—	—
P/B市净率	1.68x	1.52	44%
P/S市销率	4.42x	2.87	33%
Shareholder yield股东收益率	3.90%	3.91	50%

Analyst price targets — coming soon分析师目标价 — 即将上线

Financials财务数据

Revenue营业收入

$16.9B

2020

$19.2B

2021

$21.1B

2022

$21.5B

2023

$21.6B

2024

$23.1B

2025

5yr CAGR5年复合增速: 6.4%

Earnings Per Share每股收益

$16.96

2020

$12.70

2021

$13.85

2022

$12.79

2023

$13.74

2024

$16.59

2025

5yr CAGR5年复合增速: -0.4%

Margins利润率

FCF margin自由现金流利润率

19.0%

Capital Allocation资本配置

Buybacks (TTM)回购（TTM）	$1.3B
Share count change (1y)股数变化（1年）	+1.9%

Piotroski皮奥特罗斯基 5/6 Clean稳健

Snapshot Gauges综合指标

Valuation vs Sector估值相对行业

Roughly fair vs sector相对行业估值合理

Cheaper than 38% of its sector on blended multiples综合估值倍数低于行业内 38% 的公司

Beta市场敏感度

0.63×

0.21×3×

Moves about 0.6× the market波动幅度约为市场的 0.6 倍

Financial Health财务健康

5/6

Adequate financial health财务健康状况一般

Dividend分红

3.16%

Pays a dividend (3.16% yield)有分红（收益率 3.16%）

Why Is It Moving为何波动

Sector / Theme行业/主题 Regional Banks theme — #4 of 46 themes「区域银行」主题 — 46 个主题中第 4 位

Macro宏观 Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。

Positioning持仓 Insider cluster activity内部人集中交易

Technical技术面 PNC made a new 52-week highPNC 创52周新高

Options Positioning期权持仓

Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡

Expected daily move预期日波动

±1.51%

Expected weekly move预期周波动

±3.39%

Call wall看涨密集区

$260

Put wall看跌密集区

$225

Gamma flip伽玛翻转

$205

25d risk reversal25d风险逆转

-2.3%

Flow资金流向

$6M premium traded; 0% 0DTE; 19 fresh positions; P/C 0.87; net new PUT positioning (defensive / hedging) (ΔOI +4,734); ~leans bearish/hedging (direction approx)成交权利金 $6M；0DTE占0%；19个新建仓；看跌看涨比 0.87；净新增看跌持仓（防御/对冲）（ΔOI +4,734）；≈偏看跌/对冲（方向近似）

Skew: 偏斜：balanced

Ownership & Smart Money持仓与聪明钱

Insider activity内部人员活动: -$15.2M net (0 buyers, 6 sellers)-$15.2M 净值（0 买家，6 卖家）

Concentrated ownership集中持仓

Fund基金	Grade评级	Activity动作	% of portfolio组合占比	As of截至
Viking Global (Halvorsen)	B	trimtrim	1.8%	2026-03-31
Basswood Capital Management	B	trimtrim	1.1%	2026-03-31

Signal History信号历史

BOTTOMING → NEARING A HIGH筑底中 → 接近高点

TAKE PROFITS. Late in the daily cycle (day 44 of ~23-44) — odds favor a dip into the next cycle low from here even with the trend intact止盈。处于日线周期晚期（约 23-44 天中的第 44 天）——即便趋势完好，从此处概率上仍倾向于回落至下一个周期低点

TOP WATCH NEARING A HIGH

Jul 15, 2026

PNC made a new 52-week highPNC 创52周新高

Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $254.15.价格创出52周新高 — 全市场关注的动量/趋势极值。$254.15。

Jul 14, 2026

PNC daily MACD crossed downPNC 日线MACD下穿

The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $251.88.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$251.88。

Jul 8, 2026

NEARING A HIGH → BOTTOMING接近高点 → 筑底中

BUY SETUP买入预备

Jul 6, 2026

PNC made a new 52-week highPNC 创52周新高