TRV
Travelers Companies (The)
·
$368.98
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Terminal终端 ↗
Travelers Companies (The) · Financials
TRV
$368.98
The Travelers Companies, Inc., commonly known as Travelers, is an American multinational insurance company. It is the second-largest writer of U.S. commercial property and casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents.TheTravelersCompanies,Inc.（通常称为Travelers）是一家美国跨国保险公司。它是美国商业财产和意外险的第二大承保商，并通过独立代理机构成为美国个人保险的第六大承保商。
Financial金融股
Large cap大盘
$80B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
You missed the bottoming entry — the low already formed and price is now extended (overbought (daily RSI 76, 3-day 78 & 已错过筑底入场——低点已经形成，目前价格已拉伸（已超买（日线 RSI 76、3 日 78 与周线 76））。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。
Key Statistics关键统计
Price价格
$368.98
0.0% below 52-week high0.0% below 52-week high
Market Cap市值
$80B
Normal volume正常成交量
P/E Ratio市盈率
12.8x
15.0x sector median
Beta贝塔
-0.07
Moves about -0.1x the market波动幅度约为市场的 -0.1 倍
RSI (14)RSI（14）
76
Overbought超买区域
Next Earnings下次财报
2026-07-17 (-2d)
Volatility Rank波动率分位
100th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
3.6% of float
Performance价格表现
| Period周期 | TRV | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +8.9% | -1.5% | Beat the index by 10.4 points跑赢指数 10.4 个百分点 |
| 1 Month近1月 | +20.6% | +0.6% | Beat the index by 20.0 points跑赢指数 20.0 个百分点 |
| 3 Months近3月 | +22.7% | +4.7% | Beat the index by 18.0 points跑赢指数 18.0 个百分点 |
| 6 Months近6月 | +37.5% | +7.8% | Beat the index by 29.7 points跑赢指数 29.7 个百分点 |
| Year to date年初至今 | +29.9% | +9.1% | Beat the index by 20.8 points跑赢指数 20.8 个百分点 |
| 1 Year近1年 | +42.6% | +19.4% | Beat the index by 23.2 points跑赢指数 23.2 个百分点 |
Technicals技术面
RSI (14)RSI（14）
76
Overbought超买区域
vs 50-day相对50日均线
+18.0% vs 50-day avg
vs 200-day相对200日均线
+25.4% vs 200-day avg
Volatility rank波动率分位
100th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$336.90
Don't chase above不追高于
$369.00
Stop止损
$303.90
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
Estimates being cut预期下调
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | TRV | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 12.76x | 14.99 | 71% |
| P/B市净率 | 2.44x | 1.52 | 28% |
| P/S市销率 | 1.64x | 2.87 | 68% |
| Earnings yield盈利收益率 | 7.84% | 6.58 | 72% |
| Shareholder yield股东收益率 | 4.96% | 3.91 | 61% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 8.8%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 21.1%
Margins利润率
19.1%Return on Equity股本回报率
4.4%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $3.0B |
| Stock-based comp股权薪酬 | $256.0M |
| Share count change (1y)股数变化（1年） | -4.0% |
Piotroski皮奥特罗斯基 5/6
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 56% of its sector on blended multiples综合估值倍数低于行业内 56% 的公司
Beta市场敏感度
-0.07×
0.21×3×
Has tended to move opposite the market (factor-adjusted)经因子调整后常与大盘反向波动
Financial Health财务健康
5/6
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Sector / Theme行业/主题
Insurance & Brokers theme — #5 of 46 themes「保险与经纪」主题 — 46 个主题中第 5 位
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Short interest changed +32.7%空头仓位变动 +32.7%
Technical技术面
TRV took relative-strength leadershipTRV 取得相对强弱领先
Options Positioning期权持仓
Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡
Expected daily move预期日波动
±1.45%
Expected weekly move预期周波动
±3.25%
Call wall看涨密集区
$390
25d risk reversal25d风险逆转
-2.3%
Skew: 偏斜：balanced
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$67.3M net (0 buyers, 13 sellers)-$67.3M 净值（0 买家，13 卖家）
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 17, 2026
TRV took relative-strength leadershipTRV 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $368.98.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$368.98。
Jul 17, 2026
TRV made a new 52-week highTRV 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $368.98.价格创出52周新高 — 全市场关注的动量/趋势极值。$368.98。
Jul 17, 2026
TRV daily MACD crossed upTRV 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $368.98.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$368.98。
Jul 17, 2026
TRV StochRSI turned up from oversoldTRV StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $368.98.StochRSI重回20上方 — 下行动量趋缓的最早预警。$368.98。
Jul 17, 2026
TRV RSI reached overboughtTRV RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $368.98.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$368.98。
Jul 15, 2026
TRV daily MACD crossed downTRV 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $329.19.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$329.19。
Jul 14, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 13, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jul 13, 2026
TRV took relative-strength leadershipTRV 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $341.51.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$341.51。
Jul 13, 2026
TRV RSI reached overboughtTRV RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $341.51.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$341.51。
Jul 9, 2026
BUY ZONE → UPTREND买入区 → 上涨趋势
HOLD持有
Jul 8, 2026
NEARING A HIGH → BUY ZONE接近高点 → 买入区
BUY买入
Jul 7, 2026
TRV took relative-strength leadershipTRV 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $343.73.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$343.73。
Jul 7, 2026
TRV made a new 52-week highTRV 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $343.73.价格创出52周新高 — 全市场关注的动量/趋势极值。$343.73。
Showing last 15 of显示最近15条，共 101 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.29
Value价值
+0.2
Quality质量
-0.2
Investment资本投入
+0.0
Shareholder payout股东回报
+0.2
Low volatility低波动
+1.2
Low market beta低市场敏感度
+1.2
Earnings quality盈利质量
-0.3
Short interest空头兴趣
+0.6
Company Profile公司档案
The Travelers Companies, Inc., commonly known as Travelers, is an American multinational insurance company. It is the second-largest writer of U.S. commercial property and casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents.TheTravelersCompanies,Inc.（通常称为Travelers）是一家美国跨国保险公司。它是美国商业财产和意外险的第二大承保商，并通过独立代理机构成为美国个人保险的第六大承保商。
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Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。