OFG Bancorp · Financials
OFG
$50.07
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico.OFGBancorp成立于1964年，是位于波多黎各圣胡安的东方银行的金融控股公司。
Financial金融股
Mid cap中盘
$2B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Stretched/late — protect gains and don't start new positions; let the next low set up first.已拉伸／晚期——保护利润，不要新开仓；先等下一个低点构筑成形。
Key Statistics关键统计
Price价格
$50.07
2.1% below 52-week high低于52周高点 2.1%
Market Cap市值
$2B
Normal volume正常成交量
P/E Ratio市盈率
10.6x
15.0x sector median
Beta贝塔
0.56
Moves about 0.6x the market波动幅度约为市场的 0.6 倍
RSI (14)RSI（14）
59
Neutral zone中性区域
Next Earnings下次财报
2026-07-16 (-3d)
Volatility Rank波动率分位
31th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
3.8% of float
Performance价格表现
| Period周期 | OFG | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +1.5% | -1.5% | Beat the index by 3.0 points跑赢指数 3.0 个百分点 |
| 1 Month近1月 | +8.3% | +0.6% | Beat the index by 7.7 points跑赢指数 7.7 个百分点 |
| 3 Months近3月 | +17.5% | +4.7% | Beat the index by 12.8 points跑赢指数 12.8 个百分点 |
| 6 Months近6月 | +21.5% | +7.8% | Beat the index by 13.7 points跑赢指数 13.7 个百分点 |
| Year to date年初至今 | +23.1% | +9.1% | Beat the index by 14.0 points跑赢指数 14.0 个百分点 |
| 1 Year近1年 | +11.9% | +19.4% | Lagged the index by 7.5 points落后指数 7.5 个百分点 |
| 3 Years近3年 | +76.7% | +69.4% | Beat the index by 7.3 points跑赢指数 7.3 个百分点 |
Technicals技术面
RSI (14)RSI（14）
59
Neutral zone中性区域
vs 50-day相对50日均线
+6.5% vs 50-day avg
vs 200-day相对200日均线
+18.0% vs 200-day avg
Volatility rank波动率分位
31th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$49.48
Don't chase above不追高于
$50.07
Stop止损
$46.22
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
Estimates being raised — 4 analysts预期上调 — 4 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | OFG | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 10.56x | 14.99 | 87% |
| P/B市净率 | 1.56x | 1.52 | 48% |
| Earnings yield盈利收益率 | 9.47% | 6.58 | 87% |
| Shareholder yield股东收益率 | 2.40% | 3.91 | 27% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
Earnings Per Share每股收益
5yr CAGR5年复合增速: 28.3%
Free Cash Flow自由现金流
Margins利润率
14.8%Return on Equity股本回报率
1.6%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $0 |
| Stock-based comp股权薪酬 | $6.2M |
| Share count change (1y)股数变化（1年） | -4.8% |
Piotroski皮奥特罗斯基 4/5
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 68% of its sector on blended multiples综合估值倍数低于行业内 68% 的公司
Beta市场敏感度
0.56×
0.21×3×
Moves about 0.6× the market波动幅度约为市场的 0.6 倍
Financial Health财务健康
4/5
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Short interest changed +21.0%空头仓位变动 +21.0%
Technical技术面
OFG daily MACD crossed downOFG 日线MACD下穿
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$2.7M net (1 buyers, 5 sellers)-$2.7M 净值（1 买家，5 卖家）
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 17, 2026
OFG daily MACD crossed downOFG 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $50.07.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$50.07。
Jul 16, 2026
OFG made a new 52-week highOFG 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $51.17.价格创出52周新高 — 全市场关注的动量/趋势极值。$51.17。
Jul 16, 2026
OFG daily MACD crossed upOFG 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $51.17.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$51.17。
Jul 14, 2026
OFG daily MACD crossed downOFG 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $49.85.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$49.85。
Jul 13, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 13, 2026
OFG took relative-strength leadershipOFG 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $49.97.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$49.97。
Jul 13, 2026
OFG daily MACD crossed upOFG 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $49.97.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$49.97。
Jul 10, 2026
OFG daily MACD crossed downOFG 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $49.35.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$49.35。
Jul 9, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 6, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Showing last 15 of显示最近15条，共 233 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.14
Value价值
+0.9
Quality质量
-0.7
Investment资本投入
+0.0
Shareholder payout股东回报
-0.4
Low volatility低波动
+0.9
Low market beta低市场敏感度
+0.4
Earnings quality盈利质量
-0.8
Short interest空头兴趣
+0.7
Company Profile公司档案
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico.OFGBancorp成立于1964年，是位于波多黎各圣胡安的东方银行的金融控股公司。
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