MBIN Merchants Bancorp · $49.71 Neutral — no clear edge中性 — 无明显优势 Terminal终端 ↗

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Merchants Bancorp · Financials

MBIN

$49.71
Financial金融股 Mid cap中盘 $2B
Engine stance引擎立场2026-07-20
Neutral — no clear edge中性 — 无明显优势
Daily low forming, but the bigger trend is still bearish. Small size only; stop below 46.66.日线低点正在形成，但大趋势仍偏空。只适合小仓位；止损设于 46.66 下方。
Open in Terminal打开终端 ↗ All coverage所有股票 Data through数据截至 2026-07-20 · regenerated nightly每日更新

Key Statistics关键统计

Price价格
$49.71
1.3% below 52-week high低于52周高点 1.3%
Market Cap市值
$2B
Normal volume正常成交量
P/E Ratio市盈率
10.4x
15.0x sector median
Beta贝塔
0.78
Moves about 0.8x the market波动幅度约为市场的 0.8 倍
RSI (14)RSI（14）
57
Neutral zone中性区域
Next Earnings下次财报
2026-07-27 (8d)
Volatility Rank波动率分位
7th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
3.5% of float

Performance价格表现

Period周期 MBIN S&P 500vs Index对比指数
1 Week近1周 +3.5% -1.5% Beat the index by 5.0 points跑赢指数 5.0 个百分点
1 Month近1月 +1.9% +0.6% Beat the index by 1.3 points跑赢指数 1.3 个百分点
3 Months近3月 +1.6% +4.7% Lagged the index by 3.1 points落后指数 3.1 个百分点
6 Months近6月 +40.9% +7.8% Beat the index by 33.1 points跑赢指数 33.1 个百分点
Year to date年初至今 +50.2% +9.1% Beat the index by 41.1 points跑赢指数 41.1 个百分点
1 Year近1年 +42.6% +19.4% Beat the index by 23.2 points跑赢指数 23.2 个百分点
3 Years近3年 +79.3% +69.4% Beat the index by 9.9 points跑赢指数 9.9 个百分点

Technicals技术面

RSI (14)RSI（14） 57 Neutral zone中性区域
vs 50-day相对50日均线 +4.0% vs 50-day avg
vs 200-day相对200日均线 +22.3% vs 200-day avg
Volatility rank波动率分位 7th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$48.70
Don't chase above不追高于
$49.71
Stop止损
$46.66
Bounce — turn not confirmed; wait反弹 — 转向未确认，先观望

Earnings财务业绩

8
days until next report天后公布财报
2026-07-27

Estimates being cut预期下调

Earnings call transcripts — coming soon财报电话会议记录 — 即将上线

Valuation估值

Multiple指标 MBIN Sector median行业中位 Cheaper than相对便宜
P/E (trailing)市盈率（历史） 10.43x 14.99
87%
P/B市净率 1.00x 1.52
89%
Earnings yield盈利收益率 9.59% 6.58
88%
Analyst price targets — coming soon分析师目标价 — 即将上线

Financials财务数据

Earnings Per Share每股收益
$5.77
2020
$4.76
2021
$4.47
2022
$5.64
2023
$6.30
2024
$3.78
2025
5yr CAGR5年复合增速: -8.1%
Free Cash Flow自由现金流
-$878.5M
2020
-$52.9M
2021
$969.0M
2022
-$363.9M
2023
-$853.7M
2024
-$362.2M
2025
Margins利润率
9.6%Return on Equity股本回报率
1.1%Return on Assets资产回报率
Capital Allocation资本配置
Buybacks (TTM)回购（TTM）$3.9M
Share count change (1y)股数变化（1年）+0.3%
Piotroski皮奥特罗斯基 1/5 Watch关注

Snapshot Gauges综合指标

Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 88% of its sector on blended multiples综合估值倍数低于行业内 88% 的公司
Beta市场敏感度
0.78×
0.21×3×
Moves about 0.8× the market波动幅度约为市场的 0.8 倍
Financial Health财务健康
1/5
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息

Why Is It Moving为何波动

Macro宏观 Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓 Short interest changed -31.2%空头仓位变动 -31.2%
Technical技术面 MBIN made a new 52-week highMBIN 创52周新高

Ownership & Smart Money持仓与聪明钱

Insider activity内部人员活动: -$2.3M net (1 buyers, 2 sellers)-$2.3M 净值（1 买家，2 卖家）
Concentrated ownership集中持仓
Fund基金 Grade评级 Activity动作 % of portfolio组合占比 As of截至
Basswood Capital Management B Holding持有 0.6% 2026-03-31

Signal History信号历史

NEARING A HIGH → UNCONFIRMED TURN接近高点 → 未确认转向
HIGH-RISK · NIMBLE ONLY. A daily bottoming setup is forming (swing low in, momentum turned up) — but the higher timeframes haven't confirmed it: the bigger picture is still bearish (weekly momentum just crossed down). This is an UNCONFIRMED TURN, not a confirmed buy. Weekly confirmation lags price, so this exact reading covers BOTH bounces that fail AND the first leg of a genuine new cycle — you can't tell which in real time, so treat it as a risk/size signal, not a direction call. Measured: weekly-unconfirmed bottoming setups held the low ~49% of the time vs ~68% once the weekly turns up高风险 · 仅限灵活操作。正在形成日线筑底形态（摆动低点已现、动量转向上行）——但更高周期尚未确认：大局仍偏空（周线动量刚刚向下交叉）。这是「未确认转向」，并非已确认的买入。周线确认滞后于价格，因此同样的读数既涵盖最终失败的反弹，也涵盖真正新周期的第一段——实时无法判定属于哪一种，故应将其视为风险/仓位信号，而非方向判断。实测：周线未确认的筑底形态约 49% 守住低点，周线转向后升至约 68%
COUNTERTREND BOUNCE UNCONFIRMED TURN
Jul 16, 2026
MBIN made a new 52-week highMBIN 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $50.31.价格创出52周新高 — 全市场关注的动量/趋势极值。$50.31。
Jul 16, 2026
MBIN daily MACD crossed upMBIN 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $50.31.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$50.31。
Jul 10, 2026
MBIN StochRSI turned up from oversoldMBIN StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $48.02.StochRSI重回20上方 — 下行动量趋缓的最早预警。$48.02。
Jul 3, 2026
MBIN weekly MACD crossed downMBIN 周线MACD下穿
The weekly MACD histogram turned negative — the slower, less-whippy momentum read.周线MACD柱状图转负 — 更慢、更少来回的动量信号。
Jul 1, 2026
MBIN daily MACD crossed downMBIN 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $49.76.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$49.76。
Jun 29, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jun 26, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jun 24, 2026
MBIN made a new 52-week highMBIN 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $50.04.价格创出52周新高 — 全市场关注的动量/趋势极值。$50.04。

Showing last 15 of显示最近15条，共 241 signals条信号

Factor Profile因子特征

Composite factor score综合因子得分: 0.14
Value价值
+1.2
Quality质量
-1.2
Investment资本投入
+0.3
Low volatility低波动
+0.2
Low market beta低市场敏感度
+0.1
Earnings quality盈利质量
-1.3
Short interest空头兴趣
-0.4

Company Profile公司档案

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