HMN
Horace Mann Educators Corporation
·
$52.61
Constructive — building a base建设性 — 正在筑底
Terminal终端 ↗
Horace Mann Educators Corporation · Financials
HMN
$52.61
Horace Mann is an Illinois-based auto, property, supplemental and life insurance, as well as financial services company that focuses on retirement annuities and mutual funds. Horace Mann primarily works with educators and their families.HoraceMann是一家总部位于伊利诺伊州的汽车、财产、补充和寿险以及金融服务公司，专注于退休年金和共同基金，主要服务于教育工作者及其家庭。
Financial金融股
Mid cap中盘
$2B
Engine stance引擎立场2026-07-20
Constructive — building a base建设性 — 正在筑底
The bottoming setup is not yet confirmed (price still below the 10-day average) and the 3-day/weekly momentum is rolling筑底形态尚未确认（价格仍位于 10 日均线下方），且3 日/周线动量已开始掉头向下——动量在形态完成前已开始衰竭。等待价格收复 10 日均线且动量趋于稳定后再考虑建仓。
Key Statistics关键统计
Price价格
$52.61
2.8% below 52-week high低于52周高点 2.8%
Market Cap市值
$2B
Normal volume正常成交量
P/E Ratio市盈率
13.2x
15.0x sector median
Beta贝塔
-0.02
Moves about -0.0x the market波动幅度约为市场的 -0.0 倍
RSI (14)RSI（14）
61
Elevated偏高
Next Earnings下次财报
2026-08-05 (17d)
Volatility Rank波动率分位
80th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
3.3% of float
Performance价格表现
| Period周期 | HMN | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +0.2% | -1.5% | Beat the index by 1.7 points跑赢指数 1.7 个百分点 |
| 1 Month近1月 | +8.2% | +0.6% | Beat the index by 7.6 points跑赢指数 7.6 个百分点 |
| 3 Months近3月 | +15.9% | +4.7% | Beat the index by 11.2 points跑赢指数 11.2 个百分点 |
| 6 Months近6月 | +24.9% | +7.8% | Beat the index by 17.1 points跑赢指数 17.1 个百分点 |
| Year to date年初至今 | +17.4% | +9.1% | Beat the index by 8.3 points跑赢指数 8.3 个百分点 |
| 1 Year近1年 | +30.4% | +19.4% | Beat the index by 11.0 points跑赢指数 11.0 个百分点 |
| 3 Years近3年 | +100.2% | +69.4% | Beat the index by 30.8 points跑赢指数 30.8 个百分点 |
Technicals技术面
RSI (14)RSI（14）
61
Elevated偏高
vs 50-day相对50日均线
+8.5% vs 50-day avg
vs 200-day相对200日均线
+16.6% vs 200-day avg
Volatility rank波动率分位
80th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$51.94
Don't chase above不追高于
$52.61
Stop止损
$48.30
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
17
days until next report天后公布财报
2026-08-05
Estimates being raised — 2 analysts预期上调 — 2 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | HMN | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 13.20x | 14.99 | 65% |
| P/B市净率 | 1.44x | 1.52 | 54% |
| P/S市销率 | 1.26x | 2.87 | 76% |
| Earnings yield盈利收益率 | 7.57% | 6.58 | 66% |
| Shareholder yield股东收益率 | 2.67% | 3.91 | 31% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 5.4%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 4.2%
Margins利润率
10.9%Return on Equity股本回报率
1.1%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $2.0M |
| Stock-based comp股权薪酬 | $10.2M |
| Share count change (1y)股数变化（1年） | -0.5% |
Piotroski皮奥特罗斯基 5/6
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 65% of its sector on blended multiples综合估值倍数低于行业内 65% 的公司
Beta市场敏感度
-0.02×
0.21×3×
Has tended to move opposite the market (factor-adjusted)经因子调整后常与大盘反向波动
Financial Health财务健康
5/6
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Short interest changed +19.1%空头仓位变动 +19.1%
Technical技术面
HMN took relative-strength leadershipHMN 取得相对强弱领先
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$1.1M net (1 buyers, 4 sellers)-$1.1M 净值（1 买家，4 卖家）
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 17, 2026
HMN took relative-strength leadershipHMN 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $52.61.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$52.61。
Jul 13, 2026
HMN daily MACD crossed downHMN 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $52.54.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$52.54。
Jul 1, 2026
HMN made a new 52-week highHMN 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $52.62.价格创出52周新高 — 全市场关注的动量/趋势极值。$52.62。
Jun 26, 2026
HMN made a new 52-week highHMN 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $51.60.价格创出52周新高 — 全市场关注的动量/趋势极值。$51.60。
Jun 23, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jun 23, 2026
HMN RSI reached overboughtHMN RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $50.75.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$50.75。
Jun 22, 2026
HMN took relative-strength leadershipHMN 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $49.03.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$49.03。
Jun 18, 2026
HMN made a new 52-week highHMN 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $48.68.价格创出52周新高 — 全市场关注的动量/趋势极值。$48.68。
Showing last 15 of显示最近15条，共 248 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.31
Value价值
+0.9
Quality质量
-0.3
Investment资本投入
+0.2
Shareholder payout股东回报
-0.3
Low volatility低波动
+1.2
Low market beta低市场敏感度
+1.1
Earnings quality盈利质量
-0.4
Short interest空头兴趣
+0.4
Company Profile公司档案
Horace Mann is an Illinois-based auto, property, supplemental and life insurance, as well as financial services company that focuses on retirement annuities and mutual funds. Horace Mann primarily works with educators and their families.HoraceMann是一家总部位于伊利诺伊州的汽车、财产、补充和寿险以及金融服务公司，专注于退休年金和共同基金，主要服务于教育工作者及其家庭。
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Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。