FCF First Commonwealth Financial, Corp. · $21.12 Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤 Terminal终端 ↗

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First Commonwealth Financial, Corp. · Financials

FCF

$21.12
First Commonwealth Financial Corporation is a financial services company based in Indiana, Pennsylvania, primarily serving the Western and Central Pennsylvania as well as Canton, Ohio and Columbus, Ohio.FirstCommonwealth金融公司是一家金融服务公司，总部位于宾夕法尼亚州印第安纳，主要服务于宾夕法尼亚州西部和中部，以及俄亥俄州坎顿和哥伦布。
Financial金融股 Mid cap中盘 $2B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
You missed the bottoming entry — the low already formed and price is now extended (overbought (daily RSI 67, 3-day 76 & 已错过筑底入场——低点已经形成，目前价格已拉伸（已超买（日线 RSI 67、3 日 76 与周线 72））。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。
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Key Statistics关键统计

Price价格
$21.12
1.0% below 52-week high低于52周高点 1.0%
Market Cap市值
$2B
Normal volume正常成交量
P/E Ratio市盈率
14.3x
15.0x sector median
Beta贝塔
0.44
Moves about 0.4x the market波动幅度约为市场的 0.4 倍
RSI (14)RSI（14）
67
Elevated偏高
Next Earnings下次财报
2026-08-04 (16d)
Volatility Rank波动率分位
44th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
2.8% of float

Performance价格表现

Period周期 FCF S&P 500vs Index对比指数
1 Week近1周 +4.1% -1.5% Beat the index by 5.6 points跑赢指数 5.6 个百分点
1 Month近1月 +8.9% +0.6% Beat the index by 8.3 points跑赢指数 8.3 个百分点
3 Months近3月 +13.1% +4.7% Beat the index by 8.4 points跑赢指数 8.4 个百分点
6 Months近6月 +22.7% +7.8% Beat the index by 14.9 points跑赢指数 14.9 个百分点
Year to date年初至今 +27.8% +9.1% Beat the index by 18.7 points跑赢指数 18.7 个百分点
1 Year近1年 +28.9% +19.4% Beat the index by 9.5 points跑赢指数 9.5 个百分点
3 Years近3年 +69.8% +69.4% In line with the index与指数基本持平

Technicals技术面

RSI (14)RSI（14） 67 Elevated偏高
vs 50-day相对50日均线 +8.6% vs 50-day avg
vs 200-day相对200日均线 +19.8% vs 200-day avg
Volatility rank波动率分位 44th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$20.45
Don't chase above不追高于
$21.12
Stop止损
$19.39
Extended — wait for a pullback过度拉伸 — 等待回撤

Earnings财务业绩

16
days until next report天后公布财报
2026-08-04

Estimates being cut预期下调

Earnings call transcripts — coming soon财报电话会议记录 — 即将上线

Valuation估值

Multiple指标 FCF Sector median行业中位 Cheaper than相对便宜
P/E (trailing)市盈率（历史） 14.26x 14.99
53%
P/B市净率 1.40x 1.52
58%
Earnings yield盈利收益率 7.01% 6.58
55%
Shareholder yield股东收益率 1.65% 3.91
21%
Analyst price targets — coming soon分析师目标价 — 即将上线

Financials财务数据

Earnings Per Share每股收益
$0.75
2020
$1.44
2021
$1.37
2022
$1.54
2023
$1.39
2024
$1.47
2025
5yr CAGR5年复合增速: 14.4%
Free Cash Flow自由现金流
$98.1M
2020
$154.4M
2021
$140.2M
2022
$128.7M
2023
$113.9M
2024
$171.5M
2025
Margins利润率
9.8%Return on Equity股本回报率
1.2%Return on Assets资产回报率
Capital Allocation资本配置
Buybacks (TTM)回购（TTM）$35.8M
Share count change (1y)股数变化（1年）+1.1%
Piotroski皮奥特罗斯基 4/5 Watch关注

Snapshot Gauges综合指标

Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 56% of its sector on blended multiples综合估值倍数低于行业内 56% 的公司
Beta市场敏感度
0.44×
0.21×3×
Moves about 0.4× the market波动幅度约为市场的 0.4 倍
Financial Health财务健康
4/5
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息

Why Is It Moving为何波动

Macro宏观 Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓 Short interest changed +10.9%空头仓位变动 +10.9%
Technical技术面 FCF made a new 52-week highFCF 创52周新高

Ownership & Smart Money持仓与聪明钱

Insider activity内部人员活动: -$0.4M net (2 buyers, 2 sellers)-$0.4M 净值（2 买家，2 卖家）

Signal History信号历史

BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS. A daily bottoming setup did fire (swing low in, momentum turned up), but it's LATE — price is already extended above the cycle low (formed ~20 day(s) ago @ 19.39) and overbought (daily RSI 67, 3-day 76 & weekly 72). A momentum cross is a LAGGING confirmation: after a vertical run it only triggers once the move is mature, so the bottoming entry has already passed. This is a chase, not a fresh buy. Last cycle was left-translated (topped early) — a bearish structural tell止盈。日线筑底形态确实已经触发（摆动低点出现、动量转向上行），但为时已晚——价格已显著高于周期低点（约 20 天前形成 @ 19.39）且已超买（日线 RSI 67、3 日 76 与周线 72）。动量交叉属于滞后确认：在垂直拉升之后，只有当走势已经成熟时才会触发，因此筑底入场早已错过。这是追高，而非新的买入。 上一周期为左移结构（见顶偏早）——属于看空的结构性信号
TOP WATCH NEARING A HIGH
Jul 16, 2026
FCF made a new 52-week highFCF 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $21.34.价格创出52周新高 — 全市场关注的动量/趋势极值。$21.34。
Jul 16, 2026
FCF daily MACD crossed upFCF 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $21.34.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$21.34。
Jul 16, 2026
FCF RSI reached overboughtFCF RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $21.34.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$21.34。
Jul 15, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 15, 2026
FCF took relative-strength leadershipFCF 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $20.64.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$20.64。
Jul 13, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 13, 2026
FCF StochRSI turned up from oversoldFCF StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $20.42.StochRSI重回20上方 — 下行动量趋缓的最早预警。$20.42。
Jul 8, 2026
FCF daily MACD crossed downFCF 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $19.98.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$19.98。
Jul 7, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 1, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 1, 2026
FCF took relative-strength leadershipFCF 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $20.76.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$20.76。
Jul 1, 2026
FCF made a new 52-week highFCF 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $20.76.价格创出52周新高 — 全市场关注的动量/趋势极值。$20.76。
Jul 1, 2026
FCF RSI reached overboughtFCF RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $20.76.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$20.76。
Jun 30, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备

Showing last 15 of显示最近15条，共 257 signals条信号

Factor Profile因子特征

Composite factor score综合因子得分: 0.15
Value价值
+0.9
Quality质量
-0.7
Investment资本投入
+0.1
Shareholder payout股东回报
-0.6
Low volatility低波动
+1.1
Low market beta低市场敏感度
+0.5
Earnings quality盈利质量
-0.8
Short interest空头兴趣
+0.6

Company Profile公司档案

First Commonwealth Financial Corporation is a financial services company based in Indiana, Pennsylvania, primarily serving the Western and Central Pennsylvania as well as Canton, Ohio and Columbus, Ohio.FirstCommonwealth金融公司是一家金融服务公司，总部位于宾夕法尼亚州印第安纳，主要服务于宾夕法尼亚州西部和中部，以及俄亥俄州坎顿和哥伦布。
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