UNH
UnitedHealth Group
·
$426.09
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Terminal终端 ↗
UnitedHealth Group · Health Care
UNH
$426.09
UnitedHealth Group Incorporated is an American multinational for-profit company based in Eden Prairie, Minnesota, specializing in health insurance and health care services.联合健康集团是一家美国跨国营利性公司，总部位于明尼苏达州伊登普雷里，专注于健康保险和医疗保健服务。
Broken growth成长受损
Mega cap超大盘
$386B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Stretched/late — protect gains and don't start new positions; let the next low set up first.已拉伸／晚期——保护利润，不要新开仓；先等下一个低点构筑成形。
Price Chart价格图表
Key Statistics关键统计
Price价格
$426.09
1.3% below 52-week high低于52周高点 1.3%
Market Cap市值
$386B
Above-average volume成交量高于平均
P/E Ratio市盈率
32.0x
28.9x sector median
Forward P/E预测市盈率
19.2x
EPS每股收益 $13.31
Beta贝塔
0.53
Moves about 0.5x the market波动幅度约为市场的 0.5 倍
Dividend Yield股息收益率
2.18%
RSI (14)RSI（14）
58
Neutral zone中性区域
Next Earnings下次财报
2026-07-16 (-3d)
Volatility Rank波动率分位
21th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
2.0% of float
Performance价格表现
| Period周期 | UNH | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +0.3% | -1.5% | Beat the index by 1.8 points跑赢指数 1.8 个百分点 |
| 1 Month近1月 | +6.6% | +0.6% | Beat the index by 6.0 points跑赢指数 6.0 个百分点 |
| 3 Months近3月 | +32.0% | +4.7% | Beat the index by 27.3 points跑赢指数 27.3 个百分点 |
| 6 Months近6月 | +30.5% | +7.8% | Beat the index by 22.7 points跑赢指数 22.7 个百分点 |
| Year to date年初至今 | +28.4% | +9.1% | Beat the index by 19.3 points跑赢指数 19.3 个百分点 |
| 1 Year近1年 | +51.9% | +19.4% | Beat the index by 32.5 points跑赢指数 32.5 个百分点 |
| 3 Years近3年 | -9.5% | +69.4% | Lagged the index by 78.9 points落后指数 78.9 个百分点 |
| 5 Years近5年 | +10.8% | +83.9% | Lagged the index by 73.1 points落后指数 73.1 个百分点 |
Technicals技术面
Active signals活跃信号
MA Buy (7)Short-term Rising Trend1-Day Return (cross-sectional rank → top/bottom gainers)Valuation cheapness percentile (0–1, higher = cheaper vs peers)Ichimoku — Price Above Cloud
RSI (14)RSI（14）
58
Neutral zone中性区域
vs 50-day相对50日均线
+6.1% vs 50-day avg
vs 200-day相对200日均线
+26.1% vs 200-day avg
Trend strength (ADX)趋势强度（ADX）
45
Strong trend趋势强劲
Volatility rank波动率分位
21th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$422.60
Don't chase above不追高于
$426.10
Stop止损
$399.50
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
Estimates being raised — 8 analysts预期上调 — 8 位分析师
Post-earnings drift: +7.2% (20d)财报后漂移：+7.2%（20日）
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | UNH | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 32.02x | 28.92 | 43% |
| P/E (forward)市盈率（预测） | 19.2x | — | — |
| P/S市销率 | 0.86x | 3.02 | 85% |
| Earnings yield盈利收益率 | 3.12% | 2.72 | 58% |
| FCF yield自由现金流收益率 | 4.16% | 3.94 | 53% |
| Shareholder yield股东收益率 | 3.49% | 1.89 | 70% |
| EV/EBITDA企业价值/EBITDA | 18.87x | 18.21 | 48% |
| P/FCF市值/自由现金流 | 24.01x | 22.42 | 45% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 11.7%
Earnings Per Share每股收益
5yr CAGR5年复合增速: -3.8%
Free Cash Flow自由现金流
Margins利润率
3.9%Return on Assets资产回报率
Leverage杠杆
| Net debt / EBITDA净债务/EBITDA | 2.32 |
| Current ratio流动比率 | 0.79 |
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $5.5B |
| Stock-based comp股权薪酬 | $971.0M |
| Share count change (1y)股数变化（1年） | -1.0% |
Piotroski皮奥特罗斯基 6/9
Altman Z阿尔特曼Z: safe (3.1)
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 57% of its sector on blended multiples综合估值倍数低于行业内 57% 的公司
Beta市场敏感度
0.53×
0.21×3×
Moves about 0.5× the market波动幅度约为市场的 0.5 倍
Financial Health财务健康
6/9
Altman阿尔特曼: safe
Adequate financial health财务健康状况一般
Dividend分红
2.18%
Pays a dividend (2.18% yield)有分红（收益率 2.18%）
Why Is It Moving为何波动
Sector / Theme行业/主题
Health Care (Equal-Weight) theme — #6 of 46 themes「医疗保健（等权）」主题 — 46 个主题中第 6 位
Macro宏观
Long-duration name into a restrictive, rising-real-rate regime → rate headwind.长久期标的进入偏紧、实际利率上行的环境→利率逆风。
Positioning持仓
Quiet — no confirmed driver平静 — 无明确驱动
Technical技术面
UNH took relative-strength leadershipUNH 取得相对强弱领先
Options Positioning期权持仓
Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡
Expected daily move预期日波动
±1.84%
Expected weekly move预期周波动
±4.12%
Call wall看涨密集区
$450
Put wall看跌密集区
$405
25d risk reversal25d风险逆转
-0.1%
Flow资金流向
$160M premium traded; 0% 0DTE; 232 fresh positions; P/C 0.64; ~leans bearish/hedging (direction approx)成交权利金 $160M；0DTE占0%；232个新建仓；看跌看涨比 0.64；≈偏看跌/对冲（方向近似）
Skew: 偏斜：balanced
Ownership & Smart Money持仓与聪明钱
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Soros Fund Management | B | Adding加仓 | 0.2% | 2026-03-31 |
| Tiger Global (Coleman) | B | trimtrim | 0.4% | 2026-03-31 |
| Appaloosa (Tepper) | A | trimtrim | 0.4% | 2026-03-31 |
| Berkshire Hathaway (Buffett) | B | exitexit | 0.0% | 2026-03-31 |
| Scion Asset Mgmt (Burry) | A | exitexit | 0.0% | 2025-09-30 |
| Viking Global (Halvorsen) | B | exitexit | 0.0% | 2026-03-31 |
| Polen Capital Management | B | exitexit | 0.0% | 2026-03-31 |
| Casdin Capital | B | exitexit | 0.0% | 2026-03-31 |
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 17, 2026
UNH took relative-strength leadershipUNH 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $426.09.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$426.09。
Jul 15, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 10, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 10, 2026
UNH daily MACD crossed downUNH 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $424.62.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$424.62。
Jul 9, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 9, 2026
UNH made a new 52-week highUNH 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $431.68.价格创出52周新高 — 全市场关注的动量/趋势极值。$431.68。
Jul 9, 2026
UNH daily MACD crossed upUNH 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $431.68.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$431.68。
Jul 8, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 8, 2026
UNH daily MACD crossed downUNH 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $425.60.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$425.60。
Jul 7, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 7, 2026
UNH made a new 52-week highUNH 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $428.19.价格创出52周新高 — 全市场关注的动量/趋势极值。$428.19。
Jul 7, 2026
UNH daily MACD crossed upUNH 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $428.19.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$428.19。
Jul 6, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 6, 2026
UNH daily MACD crossed downUNH 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $417.99.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$417.99。
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Factor Profile因子特征
Composite factor score综合因子得分: 0.03
Value价值
+0.2
Quality质量
-0.1
Investment资本投入
+0.3
Shareholder payout股东回报
-0.1
Low volatility低波动
-0.1
Low market beta低市场敏感度
+0.4
Earnings quality盈利质量
-0.4
Short interest空头兴趣
+0.8
Company Profile公司档案
UnitedHealth Group Incorporated is an American multinational for-profit company based in Eden Prairie, Minnesota, specializing in health insurance and health care services.联合健康集团是一家美国跨国营利性公司，总部位于明尼苏达州伊登普雷里，专注于健康保险和医疗保健服务。
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Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。