Hanover Insurance · Financials
THG
$213.23
The Hanover Insurance Group, Inc. is an insurance company based in Worcester, Massachusetts.TheHanoverInsuranceGroup,Inc.是一家总部位于马萨诸塞州伍斯特的保险公司。
Distressed困境股
Mid cap中盘
$8B
Engine stance引擎立场2026-07-20
Constructive — building a base建设性 — 正在筑底
Setup almost complete — likely buy trigger in ~1–3 trading days if it closes back above its 10-day average.形态接近完成——若收盘重新站上 10 日均线，预计将在约 1–3 个交易日内出现买入触发。
Key Statistics关键统计
Price价格
$213.23
3.8% below 52-week high低于52周高点 3.8%
Market Cap市值
$8B
Normal volume正常成交量
P/E Ratio市盈率
11.4x
15.0x sector median
Beta贝塔
-0.02
Moves about -0.0x the market波动幅度约为市场的 -0.0 倍
RSI (14)RSI（14）
57
Neutral zone中性区域
Next Earnings下次财报
2026-07-29 (10d)
Volatility Rank波动率分位
99th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
3.1% of float
Performance价格表现
| Period周期 | THG | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | -0.4% | -1.5% | Beat the index by 1.1 points跑赢指数 1.1 个百分点 |
| 1 Month近1月 | +6.8% | +0.6% | Beat the index by 6.2 points跑赢指数 6.2 个百分点 |
| 3 Months近3月 | +17.8% | +4.7% | Beat the index by 13.1 points跑赢指数 13.1 个百分点 |
| 6 Months近6月 | +26.8% | +7.8% | Beat the index by 19.0 points跑赢指数 19.0 个百分点 |
| Year to date年初至今 | +20.3% | +9.1% | Beat the index by 11.2 points跑赢指数 11.2 个百分点 |
| 1 Year近1年 | +32.0% | +19.4% | Beat the index by 12.6 points跑赢指数 12.6 个百分点 |
| 3 Years近3年 | +105.5% | +69.4% | Beat the index by 36.1 points跑赢指数 36.1 个百分点 |
Technicals技术面
RSI (14)RSI（14）
57
Neutral zone中性区域
vs 50-day相对50日均线
+6.8% vs 50-day avg
vs 200-day相对200日均线
+17.5% vs 200-day avg
Volatility rank波动率分位
99th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$211.05
Don't chase above不追高于
$215.00
Stop止损
$195.10
Buy soon — on confirmation即将买入 — 待确认
Earnings财务业绩
10
days until next report天后公布财报
2026-07-29
Estimates being raised — 7 analysts预期上调 — 7 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | THG | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 11.45x | 14.99 | 81% |
| P/B市净率 | 2.12x | 1.52 | 33% |
| P/S市销率 | 1.15x | 2.87 | 79% |
| Earnings yield盈利收益率 | 8.73% | 6.58 | 82% |
| Shareholder yield股东收益率 | 1.70% | 3.91 | 21% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 6.4%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 14.0%
Free Cash Flow自由现金流
Margins利润率
18.5%Return on Equity股本回报率
3.9%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $129.2M |
| Stock-based comp股权薪酬 | $35.6M |
| Share count change (1y)股数变化（1年） | -1.0% |
Piotroski皮奥特罗斯基 4/6
Altman Z阿尔特曼Z: distress (1.2)
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 64% of its sector on blended multiples综合估值倍数低于行业内 64% 的公司
Beta市场敏感度
-0.02×
0.21×3×
Has tended to move opposite the market (factor-adjusted)经因子调整后常与大盘反向波动
Financial Health财务健康
4/6
Altman阿尔特曼: distress
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
THG took relative-strength leadershipTHG 取得相对强弱领先
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$4.9M net (0 buyers, 3 sellers)-$4.9M 净值（0 买家，3 卖家）
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 17, 2026
THG took relative-strength leadershipTHG 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $213.23.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$213.23。
Jul 13, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 13, 2026
THG took relative-strength leadershipTHG 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $216.86.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$216.86。
Jul 10, 2026
THG daily MACD crossed downTHG 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $213.99.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$213.99。
Jul 8, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 1, 2026
THG made a new 52-week highTHG 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $216.76.价格创出52周新高 — 全市场关注的动量/趋势极值。$216.76。
Jun 26, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jun 26, 2026
THG made a new 52-week highTHG 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $212.61.价格创出52周新高 — 全市场关注的动量/趋势极值。$212.61。
Jun 26, 2026
THG RSI reached overboughtTHG RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $212.61.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$212.61。
Jun 25, 2026
NEARING A HIGH → UPTREND接近高点 → 上涨趋势
HOLD持有
Showing last 15 of显示最近15条，共 258 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.15
Value价值
+0.5
Quality质量
-0.2
Investment资本投入
-0.1
Shareholder payout股东回报
-0.6
Low volatility低波动
+1.2
Low market beta低市场敏感度
+1.1
Earnings quality盈利质量
-0.3
Short interest空头兴趣
+0.6
Company Profile公司档案
The Hanover Insurance Group, Inc. is an insurance company based in Worcester, Massachusetts.TheHanoverInsuranceGroup,Inc.是一家总部位于马萨诸塞州伍斯特的保险公司。
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