TFC
Truist Financial
·
$52.50
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Terminal终端 ↗
Truist Financial · Financials
TFC
$52.50
Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. The company was formed in December 2019 as the result of the merger of BB&T and SunTrust.TruistFinancialCorporation（Truist金融公司）是一家美国银行控股公司，总部位于北卡罗来纳州夏洛特，于2019年12月由BB&T与SunTrust合并而成。
Financial金融股
Large cap大盘
$66B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
You missed the bottoming entry — the low already formed and price is now extended (momentum is fading — the daily moment已错过筑底入场——低点已经形成，目前价格已拉伸（动量正在衰竭——日线动量已开始掉头向下）。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。
Key Statistics关键统计
Price价格
$52.50
4.0% below 52-week high低于52周高点 4.0%
Market Cap市值
$66B
Normal volume正常成交量
Beta贝塔
0.77
Moves about 0.8x the market波动幅度约为市场的 0.8 倍
RSI (14)RSI（14）
60
Elevated偏高
Next Earnings下次财报
2026-07-17 (-2d)
Volatility Rank波动率分位
58th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
2.6% of float
Performance价格表现
| Period周期 | TFC | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +1.6% | -1.5% | Beat the index by 3.1 points跑赢指数 3.1 个百分点 |
| 1 Month近1月 | +9.0% | +0.6% | Beat the index by 8.4 points跑赢指数 8.4 个百分点 |
| 3 Months近3月 | +4.9% | +4.7% | In line with the index与指数基本持平 |
| 6 Months近6月 | +7.2% | +7.8% | In line with the index与指数基本持平 |
| Year to date年初至今 | +7.7% | +9.1% | Lagged the index by 1.4 points落后指数 1.4 个百分点 |
| 1 Year近1年 | +21.9% | +19.4% | Beat the index by 2.5 points跑赢指数 2.5 个百分点 |
Technicals技术面
RSI (14)RSI（14）
60
Elevated偏高
vs 50-day相对50日均线
+6.2% vs 50-day avg
vs 200-day相对200日均线
+10.1% vs 200-day avg
Volatility rank波动率分位
58th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$51.35
Don't chase above不追高于
$52.50
Stop止损
$48.17
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
Estimates being cut预期下调
Post-earnings drift: -11.0% (20d)财报后漂移：-11.0%（20日）
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | TFC | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/B市净率 | 1.02x | 1.52 | 87% |
| Shareholder yield股东收益率 | 7.80% | 3.91 | 82% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Earnings Per Share每股收益
5yr CAGR5年复合增速: 4.4%
Free Cash Flow自由现金流
Margins利润率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $2.5B |
| Stock-based comp股权薪酬 | $317.0M |
| Share count change (1y)股数变化（1年） | -4.1% |
Piotroski皮奥特罗斯基 5/6
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 87% of its sector on blended multiples综合估值倍数低于行业内 87% 的公司
Beta市场敏感度
0.77×
0.21×3×
Moves about 0.8× the market波动幅度约为市场的 0.8 倍
Financial Health财务健康
5/6
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Sector / Theme行业/主题
Regional Banks theme — #4 of 46 themes「区域银行」主题 — 46 个主题中第 4 位
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
BUY ZONE → BOTTOMING买入区 → 筑底中
Options Positioning期权持仓
Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡
Expected daily move预期日波动
±1.52%
Expected weekly move预期周波动
±3.41%
Call wall看涨密集区
$55
Put wall看跌密集区
$48
Gamma flip伽玛翻转
$45
25d risk reversal25d风险逆转
-2.4%
Flow资金流向
$1M premium traded; 0% 0DTE; 8 fresh positions; P/C 0.45; ~leans bullish (direction approx)成交权利金 $1M；0DTE占0%；8个新建仓；看跌看涨比 0.45；≈偏看涨（方向近似）
Skew: 偏斜：balanced
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$1.1M net (0 buyers, 3 sellers)-$1.1M 净值（0 买家，3 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Basswood Capital Management | B | trimtrim | 0.4% | 2026-03-31 |
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 13, 2026
BUY ZONE → BOTTOMING买入区 → 筑底中
BUY SETUP买入预备
Jul 9, 2026
BOTTOMING → BUY ZONE筑底中 → 买入区
BUY买入
Jul 8, 2026
UPTREND → BOTTOMING上涨趋势 → 筑底中
BUY SETUP买入预备
Jul 7, 2026
BUY ZONE → UPTREND买入区 → 上涨趋势
HOLD持有
Jul 1, 2026
UPTREND → BUY ZONE上涨趋势 → 买入区
BUY买入
Jun 30, 2026
BUY ZONE → UPTREND买入区 → 上涨趋势
HOLD持有
Jun 26, 2026
TFC weekly MACD crossed upTFC 周线MACD上穿
The weekly MACD histogram turned positive — the slower, less-whippy momentum read.周线MACD柱状图转正 — 更慢、更少来回的动量信号。
Showing last 15 of显示最近15条，共 83 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.98
Value价值
+1.7
Investment资本投入
+0.3
Shareholder payout股东回报
+1.0
Low volatility低波动
+0.9
Low market beta低市场敏感度
+0.1
Short interest空头兴趣
+0.8
Company Profile公司档案
Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. The company was formed in December 2019 as the result of the merger of BB&T and SunTrust.TruistFinancialCorporation（Truist金融公司）是一家美国银行控股公司，总部位于北卡罗来纳州夏洛特，于2019年12月由BB&T与SunTrust合并而成。
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