Sezzle · Financials
SEZL
$174.67
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores.Sezzle是一家公开交易的金融科技公司，总部位于美国明尼阿波利斯，业务覆盖美国和加拿大。公司提供替代支付平台，支持在指定在线商店使用免息分期计划。
Financial金融股
Mid cap中盘
$6B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Setup almost complete — likely buy trigger in ~1–3 trading days if it closes back above its 10-day average.形态接近完成——若收盘重新站上 10 日均线，预计将在约 1–3 个交易日内出现买入触发。
Key Statistics关键统计
Price价格
$174.67
7.4% below 52-week high低于52周高点 7.4%
Market Cap市值
$6B
Normal volume正常成交量
P/E Ratio市盈率
44.3x
15.0x sector median
Beta贝塔
2.38
Moves about 2.4x the market波动幅度约为市场的 2.4 倍
RSI (14)RSI（14）
57
Neutral zone中性区域
Next Earnings下次财报
2026-08-06 (18d)
Volatility Rank波动率分位
74th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
12.5% of float
Performance价格表现
| Period周期 | SEZL | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | -2.6% | -1.5% | Lagged the index by 1.1 points落后指数 1.1 个百分点 |
| 1 Month近1月 | +19.0% | +0.6% | Beat the index by 18.4 points跑赢指数 18.4 个百分点 |
| 3 Months近3月 | +116.4% | +4.7% | Beat the index by 111.7 points跑赢指数 111.7 个百分点 |
| 6 Months近6月 | +155.0% | +7.8% | Beat the index by 147.2 points跑赢指数 147.2 个百分点 |
| Year to date年初至今 | +168.1% | +9.1% | Beat the index by 159.0 points跑赢指数 159.0 个百分点 |
| 1 Year近1年 | +24.3% | +19.4% | Beat the index by 4.9 points跑赢指数 4.9 个百分点 |
Technicals技术面
RSI (14)RSI（14）
57
Neutral zone中性区域
vs 50-day相对50日均线
+27.3% vs 50-day avg
vs 200-day相对200日均线
+102.4% vs 200-day avg
Volatility rank波动率分位
74th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$169.20
Don't chase above不追高于
$179.10
Stop止损
$128.80
Buy soon — on confirmation即将买入 — 待确认
Earnings财务业绩
18
days until next report天后公布财报
2026-08-06
Estimates being raised — 4 analysts预期上调 — 4 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | SEZL | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 44.34x | 14.99 | 4% |
| P/B市净率 | 34.77x | 1.52 | 0% |
| P/S市销率 | 13.11x | 2.87 | 13% |
| Earnings yield盈利收益率 | 2.26% | 6.58 | 8% |
| Shareholder yield股东收益率 | 1.10% | 3.91 | 14% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 40.7%
Earnings Per Share每股收益
Free Cash Flow自由现金流
Margins利润率
78.4%Return on Equity股本回报率
33.3%Return on Assets资产回报率
Leverage杠杆
| Net debt / EBITDA净债务/EBITDA | -0.36 |
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $64.7M |
| Stock-based comp股权薪酬 | $6.5M |
| Share count change (1y)股数变化（1年） | +0.2% |
Piotroski皮奥特罗斯基 6/7
Altman Z阿尔特曼Z: safe (18.7)
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Expensive vs sector相对行业偏贵
Cheaper than 6% of its sector on blended multiples综合估值倍数低于行业内 6% 的公司
Beta市场敏感度
2.38×
0.21×3×
Moves about 2.4× the market波动幅度约为市场的 2.4 倍
Financial Health财务健康
6/7
Altman阿尔特曼: safe
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
SEZL made a new 52-week highSEZL 创52周新高
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$4.0M net (1 buyers, 7 sellers)-$4.0M 净值（1 买家，7 卖家）
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 15, 2026
SEZL made a new 52-week highSEZL 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $188.55.价格创出52周新高 — 全市场关注的动量/趋势极值。$188.55。
Jul 14, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 14, 2026
SEZL took relative-strength leadershipSEZL 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $182.39.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$182.39。
Jul 14, 2026
SEZL StochRSI turned up from oversoldSEZL StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $182.39.StochRSI重回20上方 — 下行动量趋缓的最早预警。$182.39。
Jul 13, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 9, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 8, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 8, 2026
SEZL daily MACD crossed downSEZL 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $167.32.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$167.32。
Jul 2, 2026
SEZL made a new 52-week highSEZL 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $183.24.价格创出52周新高 — 全市场关注的动量/趋势极值。$183.24。
Jun 24, 2026
SEZL RSI reached overboughtSEZL RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $159.27.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$159.27。
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Factor Profile因子特征
Composite factor score综合因子得分: -0.66
Value价值
-1.0
Quality质量
+3.0
Investment资本投入
-1.5
Shareholder payout股东回报
-0.8
Low volatility低波动
-3.0
Low market beta低市场敏感度
-2.0
Earnings quality盈利质量
+2.9
Short interest空头兴趣
-1.2
Company Profile公司档案
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores.Sezzle是一家公开交易的金融科技公司，总部位于美国明尼阿波利斯，业务覆盖美国和加拿大。公司提供替代支付平台，支持在指定在线商店使用免息分期计划。
Watch items — what could change the thesis关注项 — 可能改变论点的因素
- Capital intensity rising
Get the full picture获取完整视图
Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。