VOYA
Voya Financial
·
$99.73
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Terminal终端 ↗
Voya Financial · Financials
VOYA
$99.73
Voya Financial is an American financial, retirement, investment and insurance company based in New York City. Voya began as ING U.S., the United States operating subsidiary of ING Group, which was spun off in 2013 and established independent financial backing...VoyaFinancial是一家美国金融、退休、投资和保险公司，总部位于纽约市。Voya前身为ING美国分公司（INGU.S.），即ING集团的美国运营子公司，于2013年分拆独立，并通过首次公开募股建立独立财务支持。
Financial金融股
Mid cap中盘
$9B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
You missed the bottoming entry — the low already formed and price is now extended (overbought (daily RSI 75, 3-day 83 & 已错过筑底入场——低点已经形成，目前价格已拉伸（已超买（日线 RSI 75、3 日 83 与周线 80））。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。
Key Statistics关键统计
Price价格
$99.73
0.9% below 52-week high低于52周高点 0.9%
Market Cap市值
$9B
Normal volume正常成交量
P/E Ratio市盈率
14.3x
15.0x sector median
Beta贝塔
0.79
Moves about 0.8x the market波动幅度约为市场的 0.8 倍
RSI (14)RSI（14）
75
Overbought超买区域
Next Earnings下次财报
2026-08-04 (16d)
Volatility Rank波动率分位
25th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
3.0% of float
Performance价格表现
| Period周期 | VOYA | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +2.2% | -1.5% | Beat the index by 3.7 points跑赢指数 3.7 个百分点 |
| 1 Month近1月 | +10.2% | +0.6% | Beat the index by 9.6 points跑赢指数 9.6 个百分点 |
| 3 Months近3月 | +34.7% | +4.7% | Beat the index by 30.0 points跑赢指数 30.0 个百分点 |
| 6 Months近6月 | +35.5% | +7.8% | Beat the index by 27.7 points跑赢指数 27.7 个百分点 |
| Year to date年初至今 | +33.6% | +9.1% | Beat the index by 24.5 points跑赢指数 24.5 个百分点 |
| 1 Year近1年 | +41.2% | +19.4% | Beat the index by 21.8 points跑赢指数 21.8 个百分点 |
| 3 Years近3年 | +43.2% | +69.4% | Lagged the index by 26.2 points落后指数 26.2 个百分点 |
Technicals技术面
RSI (14)RSI（14）
75
Overbought超买区域
vs 50-day相对50日均线
+13.2% vs 50-day avg
vs 200-day相对200日均线
+30.9% vs 200-day avg
Volatility rank波动率分位
25th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$96.28
Don't chase above不追高于
$99.73
Stop止损
$89.50
Topping — protect gains见顶 — 保护利润
Earnings财务业绩
16
days until next report天后公布财报
2026-08-04
Estimates being cut预期下调
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | VOYA | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 14.31x | 14.99 | 52% |
| P/B市净率 | 1.89x | 1.52 | 40% |
| P/S市销率 | 1.14x | 2.87 | 79% |
| Earnings yield盈利收益率 | 6.99% | 6.58 | 54% |
| Shareholder yield股东收益率 | 4.04% | 3.91 | 53% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 1.4%
Earnings Per Share每股收益
Margins利润率
13.2%Return on Equity股本回报率
0.4%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $200.0M |
| Stock-based comp股权薪酬 | $72.0M |
| Share count change (1y)股数变化（1年） | -1.7% |
Piotroski皮奥特罗斯基 5/7
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 57% of its sector on blended multiples综合估值倍数低于行业内 57% 的公司
Beta市场敏感度
0.79×
0.21×3×
Moves about 0.8× the market波动幅度约为市场的 0.8 倍
Financial Health财务健康
5/7
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
VOYA made a new 52-week highVOYA 创52周新高
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$2.6M net (0 buyers, 3 sellers)-$2.6M 净值（0 买家，3 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Basswood Capital Management | B | Holding持有 | 0.7% | 2026-03-31 |
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 16, 2026
VOYA made a new 52-week highVOYA 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $100.59.价格创出52周新高 — 全市场关注的动量/趋势极值。$100.59。
Jul 9, 2026
VOYA made a new 52-week highVOYA 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $96.53.价格创出52周新高 — 全市场关注的动量/趋势极值。$96.53。
Jul 6, 2026
VOYA daily MACD crossed upVOYA 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $96.28.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$96.28。
Jul 2, 2026
VOYA RSI reached overboughtVOYA RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $94.37.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$94.37。
Jul 1, 2026
VOYA took relative-strength leadershipVOYA 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $92.71.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$92.71。
Jul 1, 2026
VOYA made a new 52-week highVOYA 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $92.71.价格创出52周新高 — 全市场关注的动量/趋势极值。$92.71。
Jul 1, 2026
VOYA StochRSI turned up from oversoldVOYA StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $92.71.StochRSI重回20上方 — 下行动量趋缓的最早预警。$92.71。
Jun 29, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jun 26, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Showing last 15 of显示最近15条，共 216 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.34
Value价值
+0.5
Quality质量
+0.5
Investment资本投入
-0.0
Shareholder payout股东回报
+0.0
Low volatility低波动
+0.7
Low market beta低市场敏感度
+0.1
Earnings quality盈利质量
-0.8
Short interest空头兴趣
+0.9
Company Profile公司档案
Voya Financial is an American financial, retirement, investment and insurance company based in New York City. Voya began as ING U.S., the United States operating subsidiary of ING Group, which was spun off in 2013 and established independent financial backing...VoyaFinancial是一家美国金融、退休、投资和保险公司，总部位于纽约市。Voya前身为ING美国分公司（INGU.S.），即ING集团的美国运营子公司，于2013年分拆独立，并通过首次公开募股建立独立财务支持。
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