Primerica · Financials
PRI
$310.54
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.Primerica,Inc.是一家多层次营销公司，为美国和加拿大的中等收入家庭提供保险、投资和金融服务。
Financial金融股
Mid cap中盘
$10B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
You missed the bottoming entry — the low already formed and price is now extended (overbought (daily RSI 68, 3-day 71 & 已错过筑底入场——低点已经形成，目前价格已拉伸（已超买（日线 RSI 68、3 日 71 与周线 71））。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。
Key Statistics关键统计
Price价格
$310.54
0.7% below 52-week high低于52周高点 0.7%
Market Cap市值
$10B
Normal volume正常成交量
Beta贝塔
0.32
Moves about 0.3x the market波动幅度约为市场的 0.3 倍
RSI (14)RSI（14）
68
Elevated偏高
Next Earnings下次财报
2026-08-05 (17d)
Volatility Rank波动率分位
39th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
3.7% of float
Performance价格表现
| Period周期 | PRI | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +2.0% | -1.5% | Beat the index by 3.5 points跑赢指数 3.5 个百分点 |
| 1 Month近1月 | +10.4% | +0.6% | Beat the index by 9.8 points跑赢指数 9.8 个百分点 |
| 3 Months近3月 | +14.3% | +4.7% | Beat the index by 9.6 points跑赢指数 9.6 个百分点 |
| 6 Months近6月 | +17.8% | +7.8% | Beat the index by 10.0 points跑赢指数 10.0 个百分点 |
| Year to date年初至今 | +21.1% | +9.1% | Beat the index by 12.0 points跑赢指数 12.0 个百分点 |
| 1 Year近1年 | +18.3% | +19.4% | Lagged the index by 1.1 points落后指数 1.1 个百分点 |
| 3 Years近3年 | +55.4% | +69.4% | Lagged the index by 14.0 points落后指数 14.0 个百分点 |
Technicals技术面
RSI (14)RSI（14）
68
Elevated偏高
vs 50-day相对50日均线
+10.2% vs 50-day avg
vs 200-day相对200日均线
+17.2% vs 200-day avg
Volatility rank波动率分位
39th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$300.65
Don't chase above不追高于
$310.50
Stop止损
$279.00
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
17
days until next report天后公布财报
2026-08-05
Estimates being raised — 6 analysts预期上调 — 6 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | PRI | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/B市净率 | 4.04x | 1.52 | 11% |
| P/S市销率 | 3.00x | 2.87 | 48% |
| Shareholder yield股东收益率 | 5.93% | 3.91 | 68% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 8.2%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 19.1%
Margins利润率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $450.0M |
| Stock-based comp股权薪酬 | $24.6M |
| Share count change (1y)股数变化（1年） | -4.7% |
Piotroski皮奥特罗斯基 6/6
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Expensive vs sector相对行业偏贵
Cheaper than 30% of its sector on blended multiples综合估值倍数低于行业内 30% 的公司
Beta市场敏感度
0.32×
0.21×3×
Moves about 0.3× the market波动幅度约为市场的 0.3 倍
Financial Health财务健康
6/6
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
PRI made a new 52-week highPRI 创52周新高
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$2.5M net (0 buyers, 4 sellers)-$2.5M 净值（0 买家，4 卖家）
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 16, 2026
PRI made a new 52-week highPRI 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $312.75.价格创出52周新高 — 全市场关注的动量/趋势极值。$312.75。
Jul 16, 2026
PRI RSI reached overboughtPRI RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $312.75.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$312.75。
Jul 13, 2026
PRI made a new 52-week highPRI 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $310.22.价格创出52周新高 — 全市场关注的动量/趋势极值。$310.22。
Jul 9, 2026
PRI made a new 52-week highPRI 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $306.20.价格创出52周新高 — 全市场关注的动量/趋势极值。$306.20。
Jul 9, 2026
PRI RSI reached overboughtPRI RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $306.20.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$306.20。
Jul 6, 2026
PRI RSI reached overboughtPRI RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $299.18.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$299.18。
Jul 1, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 1, 2026
PRI took relative-strength leadershipPRI 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $291.63.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$291.63。
Jul 1, 2026
PRI made a new 52-week highPRI 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $291.63.价格创出52周新高 — 全市场关注的动量/趋势极值。$291.63。
Jun 26, 2026
NEARING A LOW → UPTREND接近低点 → 上涨趋势
HOLD持有
Jun 26, 2026
PRI took relative-strength leadershipPRI 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $283.89.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$283.89。
Jun 26, 2026
PRI made a new 52-week highPRI 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $283.89.价格创出52周新高 — 全市场关注的动量/趋势极值。$283.89。
Jun 25, 2026
UPTREND → NEARING A LOW上涨趋势 → 接近低点
GET READY准备
Showing last 15 of显示最近15条，共 265 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.32
Value价值
-0.6
Investment资本投入
+0.3
Shareholder payout股东回报
+0.5
Low volatility低波动
+1.1
Low market beta低市场敏感度
+0.7
Short interest空头兴趣
+0.0
Company Profile公司档案
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.Primerica,Inc.是一家多层次营销公司，为美国和加拿大的中等收入家庭提供保险、投资和金融服务。
Get the full picture获取完整视图
Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。