Tompkins Financial Corporation · Financials
TMP
$94.04
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.TompkinsFinancialCorporation是一家位于纽约州伊萨卡的小型多元化金融服务公司，是TompkinsTrustCompany以及多家其他银行、一家保险代理公司和一家财富管理部门的母公司。
Financial金融股
Small cap小盘
$1B
Engine stance引擎立场2026-07-20
Constructive — building a base建设性 — 正在筑底
The daily turn is in off a real pullback, but the cycle count is stretched well past its usual window — so this is an UN日线已在一次真实回调后转向，但周期天数已远超通常窗口——因此这是未确认的新周期，尚非全新低点。请在确认后买入（更高的低点 + 周线转向），而非此处。
Key Statistics关键统计
Price价格
$94.04
2.0% below 52-week high低于52周高点 2.0%
Market Cap市值
$1B
Normal volume正常成交量
P/E Ratio市盈率
8.4x
15.0x sector median
Beta贝塔
0.73
Moves about 0.7x the market波动幅度约为市场的 0.7 倍
RSI (14)RSI（14）
58
Neutral zone中性区域
Next Earnings下次财报
2026-07-24 (5d)
Volatility Rank波动率分位
8th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
2.1% of float
Performance价格表现
| Period周期 | TMP | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +2.8% | -1.5% | Beat the index by 4.3 points跑赢指数 4.3 个百分点 |
| 1 Month近1月 | +6.9% | +0.6% | Beat the index by 6.3 points跑赢指数 6.3 个百分点 |
| 3 Months近3月 | +10.6% | +4.7% | Beat the index by 5.9 points跑赢指数 5.9 个百分点 |
| 6 Months近6月 | +25.5% | +7.8% | Beat the index by 17.7 points跑赢指数 17.7 个百分点 |
| Year to date年初至今 | +31.8% | +9.1% | Beat the index by 22.7 points跑赢指数 22.7 个百分点 |
| 1 Year近1年 | +48.4% | +19.4% | Beat the index by 29.0 points跑赢指数 29.0 个百分点 |
| 3 Years近3年 | +80.3% | +69.4% | Beat the index by 10.9 points跑赢指数 10.9 个百分点 |
Technicals技术面
RSI (14)RSI（14）
58
Neutral zone中性区域
vs 50-day相对50日均线
+5.7% vs 50-day avg
vs 200-day相对200日均线
+21.4% vs 200-day avg
Volatility rank波动率分位
8th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$93.25
Don't chase above不追高于
$94.68
Stop止损
$87.93
Buy soon — on confirmation即将买入 — 待确认
Earnings财务业绩
5
days until next report天后公布财报
2026-07-24
Estimates being raised — 1 analysts预期上调 — 1 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | TMP | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 8.42x | 14.99 | 93% |
| P/S市销率 | 17.92x | 2.87 | 11% |
| Earnings yield盈利收益率 | 11.87% | 6.58 | 94% |
| Shareholder yield股东收益率 | 2.78% | 3.91 | 32% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 2.9%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 16.7%
Free Cash Flow自由现金流
Margins利润率
1.9%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $1.6M |
| Stock-based comp股权薪酬 | $3.5M |
| Share count change (1y)股数变化（1年） | +0.3% |
Piotroski皮奥特罗斯基 3/5
Watch关注
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Roughly fair vs sector相对行业估值合理
Cheaper than 52% of its sector on blended multiples综合估值倍数低于行业内 52% 的公司
Beta市场敏感度
0.73×
0.21×3×
Moves about 0.7× the market波动幅度约为市场的 0.7 倍
Financial Health财务健康
3/5
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Short interest changed +20.5%空头仓位变动 +20.5%
Technical技术面
TMP took relative-strength leadershipTMP 取得相对强弱领先
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: +$0.1M net (1 buyers, 0 sellers)+$0.1M 净值（1 买家，0 卖家）
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 16, 2026
TMP took relative-strength leadershipTMP 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $95.30.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$95.30。
Jul 16, 2026
TMP StochRSI turned up from oversoldTMP StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $95.30.StochRSI重回20上方 — 下行动量趋缓的最早预警。$95.30。
Jul 15, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 8, 2026
TMP daily MACD crossed downTMP 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $91.09.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$91.09。
Jul 7, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 1, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 1, 2026
TMP RSI reached overboughtTMP RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $95.92.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$95.92。
Jun 30, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jun 30, 2026
TMP made a new 52-week highTMP 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $94.52.价格创出52周新高 — 全市场关注的动量/趋势极值。$94.52。
Jun 29, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Showing last 15 of显示最近15条，共 236 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: -0.24
Value价值
+0.2
Quality质量
-1.8
Investment资本投入
+0.1
Shareholder payout股东回报
-0.3
Low volatility低波动
+0.7
Low market beta低市场敏感度
+0.1
Earnings quality盈利质量
-1.1
Short interest空头兴趣
+0.9
Company Profile公司档案
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.TompkinsFinancialCorporation是一家位于纽约州伊萨卡的小型多元化金融服务公司，是TompkinsTrustCompany以及多家其他银行、一家保险代理公司和一家财富管理部门的母公司。
Watch items — what could change the thesis关注项 — 可能改变论点的因素
- Capital intensity rising
Get the full picture获取完整视图
Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。