Engine stance引擎立场2026-07-20
Neutral — no clear edge中性 — 无明显优势
The daily turn is already in — a low formed ~20 day(s) ago @ 71.01 and price is back above the 10-day average. What's mi日线转向已经完成——低点于约 20 天前形成 @ 71.01，且价格已重新站上 10 日均线。尚缺的是周线周期的确认，因此这是当下可用的部分信心入场，而非待触发信号：可在此建半仓，或等待周线转向。
Key Statistics关键统计
Price价格
$80.61
0.0% below 52-week high0.0% below 52-week high
Market Cap市值
$2B
Normal volume正常成交量
P/E Ratio市盈率
75.5x
15.0x sector median
Beta贝塔
1.19
Moves about 1.2x the market波动幅度约为市场的 1.2 倍
RSI (14)RSI（14）
65
Elevated偏高
Next Earnings下次财报
2026-07-15 (-4d)
Volatility Rank波动率分位
1th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
10.7% of float
Performance价格表现
| Period周期 | TFIN | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +2.8% | -1.5% | Beat the index by 4.3 points跑赢指数 4.3 个百分点 |
| 1 Month近1月 | +13.5% | +0.6% | Beat the index by 12.9 points跑赢指数 12.9 个百分点 |
| 3 Months近3月 | +21.4% | +4.7% | Beat the index by 16.7 points跑赢指数 16.7 个百分点 |
| 6 Months近6月 | +16.9% | +7.8% | Beat the index by 9.1 points跑赢指数 9.1 个百分点 |
| Year to date年初至今 | +27.2% | +9.1% | Beat the index by 18.1 points跑赢指数 18.1 个百分点 |
| 1 Year近1年 | +30.0% | +19.4% | Beat the index by 10.6 points跑赢指数 10.6 个百分点 |
| 3 Years近3年 | +19.8% | +69.4% | Lagged the index by 49.6 points落后指数 49.6 个百分点 |
Technicals技术面
RSI (14)RSI（14）
65
Elevated偏高
vs 50-day相对50日均线
+11.8% vs 50-day avg
vs 200-day相对200日均线
+27.9% vs 200-day avg
Volatility rank波动率分位
1th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$79.53
Don't chase above不追高于
$81.47
Stop止损
$71.01
Cycle turn — awaiting confluence cross周期拐点 — 等待共振交叉确认
Earnings财务业绩
Estimates being raised — 2 analysts预期上调 — 2 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | TFIN | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 75.54x | 14.99 | 1% |
| P/B市净率 | 2.03x | 1.52 | 38% |
| Earnings yield盈利收益率 | 1.32% | 6.58 | 5% |
| Shareholder yield股东收益率 | 0.12% | 3.91 | 2% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Earnings Per Share每股收益
5yr CAGR5年复合增速: -18.1%
Margins利润率
2.7%Return on Equity股本回报率
0.4%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $2.2M |
| Stock-based comp股权薪酬 | $14.0M |
| Share count change (1y)股数变化（1年） | +1.6% |
Piotroski皮奥特罗斯基 4/5
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Expensive vs sector相对行业偏贵
Cheaper than 20% of its sector on blended multiples综合估值倍数低于行业内 20% 的公司
Beta市场敏感度
1.19×
0.21×3×
Moves about 1.2× the market波动幅度约为市场的 1.2 倍
Financial Health财务健康
4/5
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
TFIN daily MACD crossed upTFIN 日线MACD上穿
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: +$0.3M net (1 buyers, 2 sellers)+$0.3M 净值（1 买家，2 卖家）
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 17, 2026
TFIN daily MACD crossed upTFIN 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $80.61.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$80.61。
Jul 16, 2026
TFIN made a new 52-week highTFIN 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $79.68.价格创出52周新高 — 全市场关注的动量/趋势极值。$79.68。
Jul 14, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 13, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 9, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 9, 2026
TFIN took relative-strength leadershipTFIN 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $77.56.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$77.56。
Jul 8, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 8, 2026
TFIN daily MACD crossed downTFIN 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $74.63.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$74.63。
Jul 7, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
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Factor Profile因子特征
Composite factor score综合因子得分: -0.42
Value价值
-0.1
Quality质量
-0.7
Investment资本投入
+0.1
Shareholder payout股东回报
-1.0
Low volatility低波动
-0.4
Low market beta低市场敏感度
-0.4
Earnings quality盈利质量
-0.7
Short interest空头兴趣
-2.3
Company Profile公司档案
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Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。