Intl Bancshares Corp · Financials
IBOC
$76.53
International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S....国际银行股份公司是一家总部位于德克萨斯州拉雷多的银行控股公司，其主要子公司为国际商业银行。通过其银行附属机构，该公司共拥有217家银行办事处和315台自动柜员机，服务于美国德克萨斯州和俄克拉荷马州的88个社区。
Financial金融股
Mid cap中盘
$5B
Engine stance引擎立场2026-07-20
Lagging — relative weakness落后 — 相对弱势
The daily turn is already in — a low formed ~19 day(s) ago @ 73.56 and price is back above the 10-day average. What's mi日线转向已经完成——低点于约 19 天前形成 @ 73.56，且价格已重新站上 10 日均线。尚缺的是周线周期的确认，因此这是当下可用的部分信心入场，而非待触发信号：可在此建半仓，或等待周线转向。
Key Statistics关键统计
Price价格
$76.53
1.7% below 52-week high低于52周高点 1.7%
Market Cap市值
$5B
Normal volume正常成交量
P/E Ratio市盈率
11.5x
15.0x sector median
Beta贝塔
0.52
Moves about 0.5x the market波动幅度约为市场的 0.5 倍
RSI (14)RSI（14）
55
Neutral zone中性区域
Next Earnings下次财报
2026-08-06 (18d)
Volatility Rank波动率分位
32th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
2.6% of float
Performance价格表现
| Period周期 | IBOC | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +1.5% | -1.5% | Beat the index by 3.0 points跑赢指数 3.0 个百分点 |
| 1 Month近1月 | +4.0% | +0.6% | Beat the index by 3.4 points跑赢指数 3.4 个百分点 |
| 3 Months近3月 | +5.8% | +4.7% | Beat the index by 1.1 points跑赢指数 1.1 个百分点 |
| 6 Months近6月 | +9.8% | +7.8% | Beat the index by 2.0 points跑赢指数 2.0 个百分点 |
| Year to date年初至今 | +15.7% | +9.1% | Beat the index by 6.6 points跑赢指数 6.6 个百分点 |
| 1 Year近1年 | +12.1% | +19.4% | Lagged the index by 7.3 points落后指数 7.3 个百分点 |
| 3 Years近3年 | +69.5% | +69.4% | In line with the index与指数基本持平 |
Technicals技术面
RSI (14)RSI（14）
55
Neutral zone中性区域
vs 50-day相对50日均线
+3.2% vs 50-day avg
vs 200-day相对200日均线
+9.5% vs 200-day avg
Volatility rank波动率分位
32th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$75.91
Don't chase above不追高于
$77.03
Stop止损
$73.56
Partial entry — half size now部分入场 — 当前可建半仓
Earnings财务业绩
18
days until next report天后公布财报
2026-08-06
Estimates being cut预期下调
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | IBOC | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 11.54x | 14.99 | 80% |
| P/B市净率 | 1.46x | 1.52 | 52% |
| Earnings yield盈利收益率 | 8.67% | 6.58 | 81% |
| Shareholder yield股东收益率 | 1.93% | 3.91 | 23% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Earnings Per Share每股收益
5yr CAGR5年复合增速: 20.4%
Free Cash Flow自由现金流
Margins利润率
12.7%Return on Equity股本回报率
2.5%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $4.6M |
| Stock-based comp股权薪酬 | $104.0K |
| Share count change (1y)股数变化（1年） | -0.1% |
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 66% of its sector on blended multiples综合估值倍数低于行业内 66% 的公司
Beta市场敏感度
0.52×
0.21×3×
Moves about 0.5× the market波动幅度约为市场的 0.5 倍
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Quiet — no confirmed driver平静 — 无明确驱动
Technical技术面
IBOC made a new 52-week highIBOC 创52周新高
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 16, 2026
IBOC made a new 52-week highIBOC 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $77.84.价格创出52周新高 — 全市场关注的动量/趋势极值。$77.84。
Jul 13, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 13, 2026
IBOC StochRSI turned up from oversoldIBOC StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $75.87.StochRSI重回20上方 — 下行动量趋缓的最早预警。$75.87。
Jul 6, 2026
IBOC daily MACD crossed downIBOC 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $76.11.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$76.11。
Jul 1, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jun 29, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jun 26, 2026
UPTREND → BOTTOMING上涨趋势 → 筑底中
BUY SETUP买入预备
Jun 25, 2026
IBOC took relative-strength leadershipIBOC 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $77.10.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$77.10。
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Factor Profile因子特征
Composite factor score综合因子得分: 0.20
Value价值
+1.0
Quality质量
-0.6
Investment资本投入
+0.2
Shareholder payout股东回报
-0.5
Low volatility低波动
+1.0
Low market beta低市场敏感度
+0.4
Earnings quality盈利质量
-0.7
Short interest空头兴趣
+0.7
Company Profile公司档案
International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S....国际银行股份公司是一家总部位于德克萨斯州拉雷多的银行控股公司，其主要子公司为国际商业银行。通过其银行附属机构，该公司共拥有217家银行办事处和315台自动柜员机，服务于美国德克萨斯州和俄克拉荷马州的88个社区。
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