SLM Corp · Financials
SLM
$25.34
SLM Corporation is a publicly traded U.S. corporation that provides consumer banking.SLMCorporation是一家公开交易的美国公司，提供消费者银行业务。
Financial金融股
Mid cap中盘
$5B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Stretched/late — protect gains and don't start new positions; let the next low set up first.已拉伸／晚期——保护利润，不要新开仓；先等下一个低点构筑成形。
Key Statistics关键统计
Price价格
$25.34
21.9% below 52-week high低于52周高点 21.9%
Market Cap市值
$5B
Normal volume正常成交量
P/E Ratio市盈率
6.7x
15.0x sector median
Beta贝塔
0.99
Moves about 1.0x the market波动幅度约为市场的 1.0 倍
RSI (14)RSI（14）
59
Neutral zone中性区域
Next Earnings下次财报
2026-07-23 (4d)
Volatility Rank波动率分位
53th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
10.0% of float
Performance价格表现
| Period周期 | SLM | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +1.5% | -1.5% | Beat the index by 3.0 points跑赢指数 3.0 个百分点 |
| 1 Month近1月 | +10.4% | +0.6% | Beat the index by 9.8 points跑赢指数 9.8 个百分点 |
| 3 Months近3月 | +12.6% | +4.7% | Beat the index by 7.9 points跑赢指数 7.9 个百分点 |
| 6 Months近6月 | -4.4% | +7.8% | Lagged the index by 12.2 points落后指数 12.2 个百分点 |
| Year to date年初至今 | -6.4% | +9.1% | Lagged the index by 15.5 points落后指数 15.5 个百分点 |
| 1 Year近1年 | -21.9% | +19.4% | Lagged the index by 41.3 points落后指数 41.3 个百分点 |
| 3 Years近3年 | +61.2% | +69.4% | Lagged the index by 8.2 points落后指数 8.2 个百分点 |
Technicals技术面
RSI (14)RSI（14）
59
Neutral zone中性区域
vs 50-day相对50日均线
+9.6% vs 50-day avg
vs 200-day相对200日均线
+4.0% vs 200-day avg
Volatility rank波动率分位
53th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$24.98
Don't chase above不追高于
$25.34
Stop止损
$21.92
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
4
days until next report天后公布财报
2026-07-23
Estimates being raised — 9 analysts预期上调 — 9 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | SLM | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 6.74x | 14.99 | 98% |
| P/B市净率 | 2.05x | 1.52 | 37% |
| Earnings yield盈利收益率 | 14.83% | 6.58 | 98% |
| Shareholder yield股东收益率 | 9.49% | 3.91 | 85% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Earnings Per Share每股收益
5yr CAGR5年复合增速: 9.0%
Margins利润率
30.4%Return on Equity股本回报率
2.5%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $368.7M |
| Stock-based comp股权薪酬 | $40.6M |
| Share count change (1y)股数变化（1年） | -5.8% |
Piotroski皮奥特罗斯基 3/5
Watch关注
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 68% of its sector on blended multiples综合估值倍数低于行业内 68% 的公司
Beta市场敏感度
0.99×
0.21×3×
Moves about 1.0× the market波动幅度约为市场的 1.0 倍
Financial Health财务健康
3/5
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Quiet — no confirmed driver平静 — 无明确驱动
Technical技术面
SLM took relative-strength leadershipSLM 取得相对强弱领先
Ownership & Smart Money持仓与聪明钱
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Scion Asset Mgmt (Burry) | A | New position新建仓 | 1.0% | 2025-09-30 |
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 13, 2026
SLM took relative-strength leadershipSLM 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $24.89.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$24.89。
Jul 13, 2026
SLM StochRSI turned up from oversoldSLM StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $24.89.StochRSI重回20上方 — 下行动量趋缓的最早预警。$24.89。
Jul 9, 2026
SLM reclaimed its 200-day averageSLM 收复200日均线
Price closed back above the 200-day moving average — the classic bull dividing line. $24.73.收盘重回200日均线 — 经典的多头分界线。$24.73。
Jul 9, 2026
SLM daily MACD crossed downSLM 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $24.73.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$24.73。
Jul 8, 2026
SLM lost its 200-day averageSLM 跌破200日均线
Price closed below the 200-day moving average — the classic bear dividing line. $23.90.收盘跌破200日均线 — 经典的空头分界线。$23.90。
Jul 7, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 6, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 2, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jun 26, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jun 26, 2026
SLM RSI reached overboughtSLM RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $25.45.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$25.45。
Showing last 15 of显示最近15条，共 266 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.30
Value价值
+0.7
Quality质量
-1.1
Investment资本投入
+0.6
Shareholder payout股东回报
+1.4
Low volatility低波动
-0.0
Low market beta低市场敏感度
-0.2
Earnings quality盈利质量
-1.5
Short interest空头兴趣
-1.2
Company Profile公司档案
SLM Corporation is a publicly traded U.S. corporation that provides consumer banking.SLMCorporation是一家公开交易的美国公司，提供消费者银行业务。
Get the full picture获取完整视图
Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。