BAC Bank of America · $61.27 Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤 Terminal终端 ↗

Bank of America · Financials

BAC

$61.27

The Bank of America Corporation is an American multinational bank and financial services holding company headquartered at the Bank of America Corporate Center in Charlotte, North Carolina, with investment banking and auxiliary headquarters in Manhattan.美国银行公司是一家美国跨国银行和金融服务控股公司，总部位于北卡罗来纳州夏洛特的美国银行企业中心，投资银行和辅助总部设在曼哈顿。

Financial金融股 Mega cap超大盘 $442B

Engine stance引擎立场2026-07-20

Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤

You missed the bottoming entry — the low already formed and price is now extended (momentum is fading — the daily moment已错过筑底入场——低点已经形成，目前价格已拉伸（动量正在衰竭——日线动量已开始掉头向下）。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。

Engine levels · 52-week range引擎点位 · 52周区间

$61.27

$59.00

$61.27

$57.00

$43.25$62.67

Price现价 $61.27Trail stop止损线 $59.00Don't chase勿追高 $61.27Put wall看跌期权墙 $57.00 Buy zone买入区 $58.93–$60.15

Open in Terminal打开终端 ↗ All coverage所有股票 Data through数据截至 2026-07-20 · regenerated nightly每日更新

Price Chart价格图表

Full chart in Terminal终端完整图表 ↗

Key Statistics关键统计

Price价格

$61.27

0.5% below 52-week high低于52周高点 0.5%

Market Cap市值

$442B

Normal volume正常成交量

P/E Ratio市盈率

14.5x

15.0x sector median

Forward P/E预测市盈率

11.7x

EPS每股收益 $4.23

Beta贝塔

0.77

Moves about 0.8x the market波动幅度约为市场的 0.8 倍

Dividend Yield股息收益率

1.83%

RSI (14)RSI（14）

Overbought超买区域

Next Earnings下次财报

2026-07-14 (-5d)

Volatility Rank波动率分位

51th pctile

hist. vol. percentile历史波动率分位数

Short Interest空头兴趣

1.3% of float

Performance价格表现

Period周期	BAC	S&P 500	vs Index对比指数
1 Week近1周	+2.7%	-1.5%	Beat the index by 4.2 points跑赢指数 4.2 个百分点
1 Month近1月	+8.4%	+0.6%	Beat the index by 7.8 points跑赢指数 7.8 个百分点
3 Months近3月	+14.2%	+4.7%	Beat the index by 9.5 points跑赢指数 9.5 个百分点
6 Months近6月	+16.9%	+7.8%	Beat the index by 9.1 points跑赢指数 9.1 个百分点
Year to date年初至今	+10.7%	+9.1%	Beat the index by 1.6 points跑赢指数 1.6 个百分点
1 Year近1年	+33.1%	+19.4%	Beat the index by 13.7 points跑赢指数 13.7 个百分点
3 Years近3年	+115.1%	+69.4%	Beat the index by 45.7 points跑赢指数 45.7 个百分点
5 Years近5年	+82.6%	+83.9%	Lagged the index by 1.3 points落后指数 1.3 个百分点

Technicals技术面

Active signals活跃信号

Short-term Rising TrendLong-term Rising Trend1-Day Return (cross-sectional rank → top/bottom gainers)Valuation cheapness percentile (0–1, higher = cheaper vs peers)Insider Power (0–100) — quality-weighted Form-4 open-market trades (role × size × recency); 50 = neutral

RSI (14)RSI（14） 70 Overbought超买区域

vs 50-day相对50日均线 +11.4% vs 50-day avg

vs 200-day相对200日均线 +16.6% vs 200-day avg

Trend strength (ADX)趋势强度（ADX） 40 Strong trend趋势强劲

Volatility rank波动率分位 51th percentile 分位

Engine reference levels — not advice引擎参考水平 — 非投资建议

Buy zone买入区间

$59.54

Don't chase above不追高于

$61.27

Stop止损

$55.16

Extended — wait for a pullback过度拉伸 — 等待回撤

Earnings财务业绩

Estimates being raised — 4 analysts预期上调 — 4 位分析师

Post-earnings drift: -12.7% (20d)财报后漂移：-12.7%（20日）

Earnings call transcripts — coming soon财报电话会议记录 — 即将上线

Valuation估值

Multiple指标	BAC	Sector median行业中位	Cheaper than相对便宜
P/E (trailing)市盈率（历史）	14.48x	14.99	51%
P/E (forward)市盈率（预测）	11.7x	—	—
P/B市净率	1.46x	1.52	53%
P/S市销率	3.91x	2.87	39%
Earnings yield盈利收益率	6.90%	6.58	53%
Shareholder yield股东收益率	4.85%	3.91	61%

Analyst price targets — coming soon分析师目标价 — 即将上线

Financials财务数据

Revenue营业收入

$85.5B

2020

$89.1B

2021

$95.0B

2022

$98.6B

2023

$101.9B

2024

$113.1B

2025

5yr CAGR5年复合增速: 5.7%

Earnings Per Share每股收益

$1.87

2020

$3.57

2021

$3.19

2022

$3.08

2023

$3.21

2024

$3.81

2025

5yr CAGR5年复合增速: 15.3%

Margins利润率

Net margin净利率

27.0%

FCF margin自由现金流利润率

11.2%

10.1%Return on Equity股本回报率

0.9%Return on Assets资产回报率

Capital Allocation资本配置

Buybacks (TTM)回购（TTM）	$21.4B
Stock-based comp股权薪酬	$4.0B
Share count change (1y)股数变化（1年）	-5.2%

Piotroski皮奥特罗斯基 5/7 Clean稳健

Snapshot Gauges综合指标

Valuation vs Sector估值相对行业

Roughly fair vs sector相对行业估值合理

Cheaper than 48% of its sector on blended multiples综合估值倍数低于行业内 48% 的公司

Beta市场敏感度

0.77×

0.21×3×

Moves about 0.8× the market波动幅度约为市场的 0.8 倍

Financial Health财务健康

5/7

Adequate financial health财务健康状况一般

Dividend分红

1.83%

Pays a dividend (1.83% yield)有分红（收益率 1.83%）

Why Is It Moving为何波动

Sector / Theme行业/主题 Financials (Equal-Weight) theme — #10 of 46 themes「金融（等权）」主题 — 46 个主题中第 10 位

Macro宏观 Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。

Positioning持仓 Short interest changed -10.4%空头仓位变动 -10.4%

Technical技术面 BAC RSI reached overboughtBAC RSI进入超买

Options Positioning期权持仓

Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡

Expected daily move预期日波动

±1.35%

Expected weekly move预期周波动

±3.02%

Call wall看涨密集区

$65

Put wall看跌密集区

$57

Gamma flip伽玛翻转

$51

25d risk reversal25d风险逆转

-2.4%

Skew: 偏斜：balanced

Ownership & Smart Money持仓与聪明钱

Insider activity内部人员活动: -$24.4M net (0 buyers, 6 sellers)-$24.4M 净值（0 买家，6 卖家）

Concentrated ownership集中持仓

Fund基金	Grade评级	Activity动作	% of portfolio组合占比	As of截至
Basswood Capital Management	B	Adding加仓	4.3%	2026-03-31
Berkshire Hathaway (Buffett)	B	Holding持有	9.5%	2026-03-31
Himalaya Capital (Li Lu)	D	trimtrim	4.6%	2026-03-31
Viking Global (Halvorsen)	B	exitexit	0.0%	2026-03-31
D1 Capital Partners	A	exitexit	0.0%	2026-03-31

Signal History信号历史

BOTTOMING → NEARING A HIGH筑底中 → 接近高点

TAKE PROFITS. A daily bottoming setup did fire (swing low in, momentum turned up), but it's LATE — price is already extended above the cycle low (formed ~24 day(s) ago @ 55.16) and momentum is fading — the daily momentum is already rolling over. A momentum cross is a LAGGING confirmation: after a vertical run it only triggers once the move is mature, so the bottoming entry has already passed. This is a chase, not a fresh buy止盈。日线筑底形态确实已经触发（摆动低点出现、动量转向上行），但为时已晚——价格已显著高于周期低点（约 24 天前形成 @ 55.16）且动量正在衰竭——日线动量已开始掉头向下。动量交叉属于滞后确认：在垂直拉升之后，只有当走势已经成熟时才会触发，因此筑底入场早已错过。这是追高，而非新的买入

TOP WATCH NEARING A HIGH

Jul 15, 2026

BAC RSI reached overboughtBAC RSI进入超买

RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $61.59.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$61.59。

Jul 14, 2026

BAC made a new 52-week highBAC 创52周新高

Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $60.62.价格创出52周新高 — 全市场关注的动量/趋势极值。$60.62。

Jul 14, 2026

BAC daily MACD crossed upBAC 日线MACD上穿

The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $60.62.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$60.62。

Jul 10, 2026

BAC daily MACD crossed downBAC 日线MACD下穿

The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $59.67.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$59.67。

Jul 9, 2026

BOTTOMING → NEARING A HIGH筑底中 → 接近高点

TAKE PROFITS止盈

Jul 8, 2026

NEARING A HIGH → BOTTOMING接近高点 → 筑底中

BUY SETUP买入预备

Jul 2, 2026

BAC RSI reached overboughtBAC RSI进入超买

RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $58.73.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$58.73。

Jul 1, 2026

BOTTOMING → NEARING A HIGH筑底中 → 接近高点

TAKE PROFITS止盈

Jul 1, 2026

BAC took relative-strength leadershipBAC 取得相对强弱领先

Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $58.36.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$58.36。

Jul 1, 2026

BAC made a new 52-week highBAC 创52周新高

Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $58.36.价格创出52周新高 — 全市场关注的动量/趋势极值。$58.36。

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