Webster Bank · Financials
WBS
$76.01
Webster Bank is an American commercial bank based in Stamford, Connecticut. It has 177 branches and 316 ATMs located in Connecticut; Massachusetts; Rhode Island; New Jersey; Westchester, Orange, Ulster, and Rockland counties in New York as well as New York...WebsterBank是一家美国商业银行，总部位于康涅狄格州斯坦福德。在康涅狄格州、马萨诸塞州、罗德岛州、新泽西州、纽约州的威斯特彻斯特县、奥兰治县、阿尔斯特县、罗克兰县以及纽约市设有177家分行和316台自动柜员机。
Distressed困境股
Large cap大盘
$12B
Engine stance引擎立场2026-07-20
Neutral — no clear edge中性 — 无明显优势
The bottoming setup is not yet confirmed (price still below the 10-day average) and the 3-day/weekly momentum is rolling筑底形态尚未确认（价格仍位于 10 日均线下方），且3 日/周线动量已开始掉头向下——动量在形态完成前已开始衰竭。等待价格收复 10 日均线且动量趋于稳定后再考虑建仓。
Key Statistics关键统计
Price价格
$76.01
2.0% below 52-week high低于52周高点 2.0%
Market Cap市值
$12B
Normal volume正常成交量
P/E Ratio市盈率
12.2x
15.0x sector median
Beta贝塔
0.87
Moves about 0.9x the market波动幅度约为市场的 0.9 倍
RSI (14)RSI（14）
55
Neutral zone中性区域
Next Earnings下次财报
2026-07-16 (-3d)
Volatility Rank波动率分位
6th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
7.5% of float
Performance价格表现
| Period周期 | WBS | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | -0.7% | -1.5% | In line with the index与指数基本持平 |
| 1 Month近1月 | +1.3% | +0.6% | In line with the index与指数基本持平 |
| 3 Months近3月 | +4.2% | +4.7% | In line with the index与指数基本持平 |
| 6 Months近6月 | +19.1% | +7.8% | Beat the index by 11.3 points跑赢指数 11.3 个百分点 |
| Year to date年初至今 | +20.4% | +9.1% | Beat the index by 11.3 points跑赢指数 11.3 个百分点 |
| 1 Year近1年 | +29.8% | +19.4% | Beat the index by 10.4 points跑赢指数 10.4 个百分点 |
| 3 Years近3年 | +93.3% | +69.4% | Beat the index by 23.9 points跑赢指数 23.9 个百分点 |
Technicals技术面
RSI (14)RSI（14）
55
Neutral zone中性区域
vs 50-day相对50日均线
+2.6% vs 50-day avg
vs 200-day相对200日均线
+13.7% vs 200-day avg
Volatility rank波动率分位
6th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$75.31
Don't chase above不追高于
$76.01
Stop止损
$73.20
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
Estimates being cut预期下调
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | WBS | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 12.22x | 14.99 | 76% |
| P/B市净率 | 1.29x | 1.52 | 62% |
| P/S市销率 | 4.23x | 2.87 | 35% |
| Earnings yield盈利收益率 | 8.18% | 6.58 | 78% |
| Shareholder yield股东收益率 | 7.02% | 3.91 | 77% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 70.6%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 20.2%
Free Cash Flow自由现金流
Margins利润率
10.6%Return on Equity股本回报率
1.2%Return on Assets资产回报率
Leverage杠杆
| Net debt / EBITDA净债务/EBITDA | -1.13 |
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $593.7M |
| Stock-based comp股权薪酬 | $56.8M |
| Share count change (1y)股数变化（1年） | -5.9% |
Piotroski皮奥特罗斯基 7/7
Altman Z阿尔特曼Z: distress (0.3)
Warning警示
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 58% of its sector on blended multiples综合估值倍数低于行业内 58% 的公司
Beta市场敏感度
0.87×
0.21×3×
Moves about 0.9× the market波动幅度约为市场的 0.9 倍
Financial Health财务健康
7/7
Altman阿尔特曼: distress
Strong financial health财务健康状况良好
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Sector / Theme行业/主题
Regional Banks theme — #4 of 46 themes「区域银行」主题 — 46 个主题中第 4 位
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
Options Positioning期权持仓
Market makers are net short gamma — price moves may amplify做市商净持有负伽玛，价格波动可能被放大
Expected daily move预期日波动
±1.08%
Expected weekly move预期周波动
±2.42%
Call wall看涨密集区
$78
Put wall看跌密集区
$72
Gamma flip伽玛翻转
$91
Flow资金流向
$0M premium traded; 0% 0DTE; P/C 0.25; net new PUT positioning (defensive / hedging) (ΔOI -39)成交权利金 $0M；0DTE占0%；看跌看涨比 0.25；净新增看跌持仓（防御/对冲）（ΔOI -39）
Skew: 偏斜：balanced
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$1.2M net (0 buyers, 3 sellers)-$1.2M 净值（0 买家，3 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Soros Fund Management | B | New position新建仓 | 0.7% | 2026-03-31 |
| Basswood Capital Management | B | trimtrim | 4.0% | 2026-03-31 |
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 15, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 13, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 13, 2026
WBS StochRSI turned up from oversoldWBS StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $76.22.StochRSI重回20上方 — 下行动量趋缓的最早预警。$76.22。
Jul 10, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 8, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 8, 2026
WBS daily MACD crossed downWBS 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $75.45.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$75.45。
Jul 1, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jul 1, 2026
WBS RSI reached overboughtWBS RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $76.63.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$76.63。
Jun 30, 2026
BOTTOMING → UPTREND筑底中 → 上涨趋势
HOLD持有
Jun 30, 2026
WBS made a new 52-week highWBS 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $76.42.价格创出52周新高 — 全市场关注的动量/趋势极值。$76.42。
Jun 26, 2026
WBS weekly MACD crossed upWBS 周线MACD上穿
The weekly MACD histogram turned positive — the slower, less-whippy momentum read.周线MACD柱状图转正 — 更慢、更少来回的动量信号。
Showing last 15 of显示最近15条，共 228 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.34
Value价值
+0.6
Quality质量
-0.7
Investment资本投入
+0.1
Shareholder payout股东回报
+0.8
Low volatility低波动
+0.9
Low market beta低市场敏感度
-0.0
Earnings quality盈利质量
-0.8
Short interest空头兴趣
-0.0
Company Profile公司档案
Webster Bank is an American commercial bank based in Stamford, Connecticut. It has 177 branches and 316 ATMs located in Connecticut; Massachusetts; Rhode Island; New Jersey; Westchester, Orange, Ulster, and Rockland counties in New York as well as New York...WebsterBank是一家美国商业银行，总部位于康涅狄格州斯坦福德。在康涅狄格州、马萨诸塞州、罗德岛州、新泽西州、纽约州的威斯特彻斯特县、奥兰治县、阿尔斯特县、罗克兰县以及纽约市设有177家分行和316台自动柜员机。
Watch items — what could change the thesis关注项 — 可能改变论点的因素
- Capital intensity rising
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