Trupanion · Financials
TRUP
$26.70
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington.Trupanion,Inc.是一家宠物保险提供商，总部位于华盛顿州西雅图。
Financial金融股
Small cap小盘
$1B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Stretched/late — protect gains and don't start new positions; let the next low set up first.已拉伸／晚期——保护利润，不要新开仓；先等下一个低点构筑成形。
Key Statistics关键统计
Price价格
$26.70
47.8% below 52-week high低于52周高点 47.8%
Market Cap市值
$1B
Normal volume正常成交量
P/E Ratio市盈率
59.6x
15.0x sector median
Beta贝塔
0.23
Moves about 0.2x the market波动幅度约为市场的 0.2 倍
RSI (14)RSI（14）
59
Neutral zone中性区域
Next Earnings下次财报
2026-08-06 (18d)
Volatility Rank波动率分位
75th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
8.7% of float
Performance价格表现
| Period周期 | TRUP | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +3.4% | -1.5% | Beat the index by 4.9 points跑赢指数 4.9 个百分点 |
| 1 Month近1月 | +13.3% | +0.6% | Beat the index by 12.7 points跑赢指数 12.7 个百分点 |
| 3 Months近3月 | -5.3% | +4.7% | Lagged the index by 10.0 points落后指数 10.0 个百分点 |
| 6 Months近6月 | -17.7% | +7.8% | Lagged the index by 25.5 points落后指数 25.5 个百分点 |
| Year to date年初至今 | -28.2% | +9.1% | Lagged the index by 37.3 points落后指数 37.3 个百分点 |
| 1 Year近1年 | -47.4% | +19.4% | Lagged the index by 66.8 points落后指数 66.8 个百分点 |
| 3 Years近3年 | +1.1% | +69.4% | Lagged the index by 68.3 points落后指数 68.3 个百分点 |
Technicals技术面
RSI (14)RSI（14）
59
Neutral zone中性区域
vs 50-day相对50日均线
+11.8% vs 50-day avg
vs 200-day相对200日均线
-13.9% vs 200-day avg
Volatility rank波动率分位
75th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$25.95
Don't chase above不追高于
$26.70
Stop止损
$23.25
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
18
days until next report天后公布财报
2026-08-06
Estimates being raised — 1 analysts预期上调 — 1 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | TRUP | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 59.63x | 14.99 | 2% |
| P/B市净率 | 3.02x | 1.52 | 17% |
| P/S市销率 | 0.81x | 2.87 | 91% |
| Earnings yield盈利收益率 | 1.68% | 6.58 | 6% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 23.4%
Earnings Per Share每股收益
Free Cash Flow自由现金流
Margins利润率
5.1%Return on Equity股本回报率
2.1%Return on Assets资产回报率
Leverage杠杆
| Net debt / EBITDA净债务/EBITDA | -0.88 |
Capital Allocation资本配置
| Stock-based comp股权薪酬 | $38.3M |
| Share count change (1y)股数变化（1年） | +2.2% |
Piotroski皮奥特罗斯基 3/6
Altman Z阿尔特曼Z: grey (3.0)
Watch关注
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Roughly fair vs sector相对行业估值合理
Cheaper than 37% of its sector on blended multiples综合估值倍数低于行业内 37% 的公司
Beta市场敏感度
0.23×
0.21×3×
Moves about 0.2× the market波动幅度约为市场的 0.2 倍
Financial Health财务健康
3/6
Altman阿尔特曼: grey
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
TRUP StochRSI turned up from oversoldTRUP StochRSI自超卖区上行
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$2.1M net (0 buyers, 4 sellers)-$2.1M 净值（0 买家，4 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Greenlea Lane Capital | B | Holding持有 | 5.8% | 2026-03-31 |
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 17, 2026
TRUP StochRSI turned up from oversoldTRUP StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $26.70.StochRSI重回20上方 — 下行动量趋缓的最早预警。$26.70。
Jul 15, 2026
TRUP daily MACD crossed downTRUP 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $25.47.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$25.47。
Jul 9, 2026
BUY ZONE → BOTTOMING买入区 → 筑底中
BUY SETUP买入预备
Jul 8, 2026
NEARING A HIGH → BUY ZONE接近高点 → 买入区
BUY买入
Jul 7, 2026
BUY ZONE → NEARING A HIGH买入区 → 接近高点
TAKE PROFITS止盈
Jul 6, 2026
UNCONFIRMED TURN → BUY ZONE未确认转向 → 买入区
BUY买入
Jul 2, 2026
TRUP RSI reached overboughtTRUP RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $26.91.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$26.91。
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Factor Profile因子特征
Composite factor score综合因子得分: 0.10
Value价值
-0.1
Quality质量
+0.9
Investment资本投入
-0.3
Low volatility低波动
-0.1
Low market beta低市场敏感度
+0.8
Earnings quality盈利质量
+0.6
Short interest空头兴趣
-1.9
Company Profile公司档案
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington.Trupanion,Inc.是一家宠物保险提供商，总部位于华盛顿州西雅图。
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