RGA
Reinsurance Group of America
·
$241.79
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Terminal终端 ↗
Reinsurance Group of America · Financials
RGA
$241.79
Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States.ReinsuranceGroupofAmerica,Incorporated是一家控股公司，拥有全球人寿和健康再保险实体，总部位于美国密苏里州切斯特菲尔德（大圣路易斯地区的西部郊区）。
Financial金融股
Large cap大盘
$16B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
You missed the bottoming entry — the low already formed and price is now extended (overbought (daily RSI 74, 3-day 73 & 已错过筑底入场——低点已经形成，目前价格已拉伸（已超买（日线 RSI 74、3 日 73 与周线 72））。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。
Key Statistics关键统计
Price价格
$241.79
0.0% below 52-week high0.0% below 52-week high
Market Cap市值
$16B
Normal volume正常成交量
P/E Ratio市盈率
13.4x
15.0x sector median
Beta贝塔
0.37
Moves about 0.4x the market波动幅度约为市场的 0.4 倍
RSI (14)RSI（14）
74
Overbought超买区域
Next Earnings下次财报
2026-07-30 (11d)
Volatility Rank波动率分位
77th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
1.8% of float
Performance价格表现
| Period周期 | RGA | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +4.6% | -1.5% | Beat the index by 6.1 points跑赢指数 6.1 个百分点 |
| 1 Month近1月 | +14.1% | +0.6% | Beat the index by 13.5 points跑赢指数 13.5 个百分点 |
| 3 Months近3月 | +15.1% | +4.7% | Beat the index by 10.4 points跑赢指数 10.4 个百分点 |
| 6 Months近6月 | +25.2% | +7.8% | Beat the index by 17.4 points跑赢指数 17.4 个百分点 |
| Year to date年初至今 | +19.9% | +9.1% | Beat the index by 10.8 points跑赢指数 10.8 个百分点 |
| 1 Year近1年 | +24.6% | +19.4% | Beat the index by 5.2 points跑赢指数 5.2 个百分点 |
| 3 Years近3年 | +79.3% | +69.4% | Beat the index by 9.9 points跑赢指数 9.9 个百分点 |
Technicals技术面
RSI (14)RSI（14）
74
Overbought超买区域
vs 50-day相对50日均线
+13.2% vs 50-day avg
vs 200-day相对200日均线
+19.0% vs 200-day avg
Volatility rank波动率分位
77th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$228.05
Don't chase above不追高于
$241.80
Stop止损
$206.20
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
11
days until next report天后公布财报
2026-07-30
Estimates roughly stable预期基本稳定
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | RGA | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 13.41x | 14.99 | 61% |
| P/B市净率 | 1.18x | 1.52 | 78% |
| P/S市销率 | 0.67x | 2.87 | 96% |
| Earnings yield盈利收益率 | 7.46% | 6.58 | 63% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 10.2%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 22.9%
Free Cash Flow自由现金流
Margins利润率
8.8%Return on Equity股本回报率
0.8%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $94.0M |
| Stock-based comp股权薪酬 | $42.0M |
| Share count change (1y)股数变化（1年） | -0.7% |
Piotroski皮奥特罗斯基 5/6
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 78% of its sector on blended multiples综合估值倍数低于行业内 78% 的公司
Beta市场敏感度
0.37×
0.21×3×
Moves about 0.4× the market波动幅度约为市场的 0.4 倍
Financial Health财务健康
5/6
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Quiet — no confirmed driver平静 — 无明确驱动
Technical技术面
RGA took relative-strength leadershipRGA 取得相对强弱领先
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 16, 2026
RGA took relative-strength leadershipRGA 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $239.91.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$239.91。
Jul 16, 2026
RGA made a new 52-week highRGA 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $239.91.价格创出52周新高 — 全市场关注的动量/趋势极值。$239.91。
Jul 16, 2026
RGA RSI reached overboughtRGA RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $239.91.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$239.91。
Jul 15, 2026
NEARING A HIGH → BUY ZONE接近高点 → 买入区
BUY买入
Jul 13, 2026
RGA took relative-strength leadershipRGA 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $238.01.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$238.01。
Jul 10, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jul 9, 2026
BUY ZONE → UPTREND买入区 → 上涨趋势
HOLD持有
Jul 9, 2026
RGA made a new 52-week highRGA 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $230.49.价格创出52周新高 — 全市场关注的动量/趋势极值。$230.49。
Jul 9, 2026
RGA RSI reached overboughtRGA RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $230.49.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$230.49。
Jul 8, 2026
UPTREND → BUY ZONE上涨趋势 → 买入区
BUY买入
Jul 7, 2026
BUY ZONE → UPTREND买入区 → 上涨趋势
HOLD持有
Jul 7, 2026
RGA RSI reached overboughtRGA RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $230.22.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$230.22。
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Factor Profile因子特征
Composite factor score综合因子得分: 0.13
Value价值
+1.4
Quality质量
-0.4
Investment资本投入
-1.4
Low volatility低波动
+1.0
Low market beta低市场敏感度
+0.6
Earnings quality盈利质量
-0.5
Short interest空头兴趣
+0.8
Company Profile公司档案
Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States.ReinsuranceGroupofAmerica,Incorporated是一家控股公司，拥有全球人寿和健康再保险实体，总部位于美国密苏里州切斯特菲尔德（大圣路易斯地区的西部郊区）。
Watch items — what could change the thesis关注项 — 可能改变论点的因素
- Capital intensity rising
Get the full picture获取完整视图
Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。