Radian Group, Inc. · Financials
RDN
$39.38
Radian Group Inc. is a mortgage insurance company with a suite of mortgage, risk, real estate, and title services.RadianGroupInc.是一家抵押贷款保险公司，提供一系列抵押贷款、风险、房地产和产权服务。
Financial金融股
Mid cap中盘
$5B
Engine stance引擎立场2026-07-20
Neutral — no clear edge中性 — 无明显优势
Confirmed cycle low — the entry window is open now, with a clear exit if it closes back below 34.14.周期低点已确认——入场窗口现已开启，若收盘重新跌破 34.14 则明确离场。
Key Statistics关键统计
Price价格
$39.38
0.0% below 52-week high0.0% below 52-week high
Market Cap市值
$5B
Normal volume正常成交量
P/E Ratio市盈率
9.2x
15.0x sector median
Beta贝塔
0.04
Moves about 0.0x the market波动幅度约为市场的 0.0 倍
RSI (14)RSI（14）
69
Elevated偏高
Next Earnings下次财报
2026-07-29 (10d)
Volatility Rank波动率分位
62th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
4.3% of float
Performance价格表现
| Period周期 | RDN | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +4.1% | -1.5% | Beat the index by 5.6 points跑赢指数 5.6 个百分点 |
| 1 Month近1月 | +12.9% | +0.6% | Beat the index by 12.3 points跑赢指数 12.3 个百分点 |
| 3 Months近3月 | +12.2% | +4.7% | Beat the index by 7.5 points跑赢指数 7.5 个百分点 |
| 6 Months近6月 | +20.7% | +7.8% | Beat the index by 12.9 points跑赢指数 12.9 个百分点 |
| Year to date年初至今 | +11.3% | +9.1% | Beat the index by 2.2 points跑赢指数 2.2 个百分点 |
| 1 Year近1年 | +19.4% | +19.4% | In line with the index与指数基本持平 |
| 3 Years近3年 | +64.9% | +69.4% | Lagged the index by 4.5 points落后指数 4.5 个百分点 |
Technicals技术面
RSI (14)RSI（14）
69
Elevated偏高
vs 50-day相对50日均线
+8.8% vs 50-day avg
vs 200-day相对200日均线
+14.2% vs 200-day avg
Volatility rank波动率分位
62th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$39.06
Don't chase above不追高于
$39.64
Stop止损
$34.14
Cycle turn — awaiting confluence cross周期拐点 — 等待共振交叉确认
Earnings财务业绩
10
days until next report天后公布财报
2026-07-29
Estimates being cut预期下调
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | RDN | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 9.16x | 14.99 | 91% |
| P/B市净率 | 1.12x | 1.52 | 81% |
| P/S市销率 | 4.46x | 2.87 | 32% |
| Earnings yield盈利收益率 | 10.92% | 6.58 | 92% |
| Shareholder yield股东收益率 | 10.82% | 3.91 | 89% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: -3.6%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 15.7%
Free Cash Flow自由现金流
Margins利润率
12.2%Return on Equity股本回报率
7.2%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $431.9M |
| Stock-based comp股权薪酬 | $44.7M |
| Share count change (1y)股数变化（1年） | -8.2% |
Piotroski皮奥特罗斯基 4/6
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 68% of its sector on blended multiples综合估值倍数低于行业内 68% 的公司
Beta市场敏感度
0.04×
0.21×3×
Moves about 0.0× the market波动幅度约为市场的 0.0 倍
Financial Health财务健康
4/6
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
RDN took relative-strength leadershipRDN 取得相对强弱领先
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$1.2M net (0 buyers, 2 sellers)-$1.2M 净值（0 买家，2 卖家）
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Soros Fund Management | B | exitexit | 0.0% | 2026-03-31 |
Signal History信号历史
FRESH BUY
BUY ZONE
Jul 16, 2026
RDN took relative-strength leadershipRDN 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $39.14.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$39.14。
Jul 16, 2026
RDN made a new 52-week highRDN 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $39.14.价格创出52周新高 — 全市场关注的动量/趋势极值。$39.14。
Jul 16, 2026
RDN daily MACD crossed upRDN 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $39.14.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$39.14。
Jul 14, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 14, 2026
RDN daily MACD crossed downRDN 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $36.90.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$36.90。
Jul 13, 2026
UPTREND → NEARING A HIGH上涨趋势 → 接近高点
TAKE PROFITS止盈
Jul 10, 2026
BOTTOMING → UPTREND筑底中 → 上涨趋势
HOLD持有
Jul 8, 2026
BUY ZONE → BOTTOMING买入区 → 筑底中
BUY SETUP买入预备
Jul 7, 2026
UPTREND → BUY ZONE上涨趋势 → 买入区
BUY买入
Jul 6, 2026
BUY ZONE → UPTREND买入区 → 上涨趋势
HOLD持有
Jul 6, 2026
RDN RSI reached overboughtRDN RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $38.19.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$38.19。
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Factor Profile因子特征
Composite factor score综合因子得分: 0.58
Value价值
+0.8
Quality质量
-1.5
Investment资本投入
+0.9
Shareholder payout股东回报
+1.7
Low volatility低波动
+1.0
Low market beta低市场敏感度
+1.1
Earnings quality盈利质量
-1.8
Short interest空头兴趣
+0.3
Company Profile公司档案
Radian Group Inc. is a mortgage insurance company with a suite of mortgage, risk, real estate, and title services.RadianGroupInc.是一家抵押贷款保险公司，提供一系列抵押贷款、风险、房地产和产权服务。
Watch items — what could change the thesis关注项 — 可能改变论点的因素
- Capital intensity rising
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Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。