Provident Financial Services, Inc. · Financials
PFS
$24.07
Provident Financial Services, Inc. is the holding company for Provident Bank.ProvidentFinancialServices,Inc.是ProvidentBank的控股公司。
Financial金融股
Mid cap中盘
$3B
Engine stance引擎立场2026-07-20
Neutral — no clear edge中性 — 无明显优势
The daily turn is already in — a low formed ~20 day(s) ago @ 22.61 and price is back above the 10-day average. What's mi日线转向已经完成——低点于约 20 天前形成 @ 22.61，且价格已重新站上 10 日均线。尚缺的是周线周期的确认，因此这是当下可用的部分信心入场，而非待触发信号：可在此建半仓，或等待周线转向。
Key Statistics关键统计
Price价格
$24.07
2.0% below 52-week high低于52周高点 2.0%
Market Cap市值
$3B
Normal volume正常成交量
P/E Ratio市盈率
10.8x
15.0x sector median
Beta贝塔
0.69
Moves about 0.7x the market波动幅度约为市场的 0.7 倍
RSI (14)RSI（14）
60
Elevated偏高
Next Earnings下次财报
2026-07-23 (4d)
Volatility Rank波动率分位
37th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
5.1% of float
Performance价格表现
| Period周期 | PFS | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +2.3% | -1.5% | Beat the index by 3.8 points跑赢指数 3.8 个百分点 |
| 1 Month近1月 | +6.5% | +0.6% | Beat the index by 5.9 points跑赢指数 5.9 个百分点 |
| 3 Months近3月 | +6.5% | +4.7% | Beat the index by 1.8 points跑赢指数 1.8 个百分点 |
| 6 Months近6月 | +22.0% | +7.8% | Beat the index by 14.2 points跑赢指数 14.2 个百分点 |
| Year to date年初至今 | +24.5% | +9.1% | Beat the index by 15.4 points跑赢指数 15.4 个百分点 |
| 1 Year近1年 | +35.5% | +19.4% | Beat the index by 16.1 points跑赢指数 16.1 个百分点 |
| 3 Years近3年 | +55.8% | +69.4% | Lagged the index by 13.6 points落后指数 13.6 个百分点 |
Technicals技术面
RSI (14)RSI（14）
60
Elevated偏高
vs 50-day相对50日均线
+5.6% vs 50-day avg
vs 200-day相对200日均线
+15.4% vs 200-day avg
Volatility rank波动率分位
37th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$23.86
Don't chase above不追高于
$24.24
Stop止损
$22.61
Cycle turn — awaiting confluence cross周期拐点 — 等待共振交叉确认
Earnings财务业绩
4
days until next report天后公布财报
2026-07-23
Estimates being cut预期下调
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | PFS | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 10.80x | 14.99 | 85% |
| P/B市净率 | 1.11x | 1.52 | 81% |
| P/S市销率 | 43.00x | 2.87 | 5% |
| Earnings yield盈利收益率 | 9.26% | 6.58 | 86% |
| Shareholder yield股东收益率 | 0.00% | 3.91 | 1% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 9.9%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 9.9%
Free Cash Flow自由现金流
Margins利润率
10.3%Return on Equity股本回报率
1.2%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $0 |
| Share count change (1y)股数变化（1年） | +0.1% |
Piotroski皮奥特罗斯基 5/6
Watch关注
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 57% of its sector on blended multiples综合估值倍数低于行业内 57% 的公司
Beta市场敏感度
0.69×
0.21×3×
Moves about 0.7× the market波动幅度约为市场的 0.7 倍
Financial Health财务健康
5/6
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Short interest changed +14.6%空头仓位变动 +14.6%
Technical技术面
PFS took relative-strength leadershipPFS 取得相对强弱领先
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$0.3M net (0 buyers, 3 sellers)-$0.3M 净值（0 买家，3 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Basswood Capital Management | B | Holding持有 | 0.4% | 2026-03-31 |
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 16, 2026
PFS took relative-strength leadershipPFS 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $24.55.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$24.55。
Jul 16, 2026
PFS made a new 52-week highPFS 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $24.55.价格创出52周新高 — 全市场关注的动量/趋势极值。$24.55。
Jul 16, 2026
PFS daily MACD crossed upPFS 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $24.55.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$24.55。
Jul 14, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 7, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 7, 2026
PFS daily MACD crossed downPFS 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $23.55.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$23.55。
Jul 2, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 1, 2026
PFS took relative-strength leadershipPFS 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $23.97.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$23.97。
Jun 30, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jun 30, 2026
PFS made a new 52-week highPFS 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $23.64.价格创出52周新高 — 全市场关注的动量/趋势极值。$23.64。
Jun 29, 2026
BUY ZONE → NEARING A HIGH买入区 → 接近高点
TAKE PROFITS止盈
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Factor Profile因子特征
Composite factor score综合因子得分: 0.05
Value价值
+0.8
Quality质量
-0.6
Investment资本投入
+0.3
Shareholder payout股东回报
-1.0
Low volatility低波动
+0.8
Low market beta低市场敏感度
+0.2
Earnings quality盈利质量
-0.7
Short interest空头兴趣
-0.2
Company Profile公司档案
Provident Financial Services, Inc. is the holding company for Provident Bank.ProvidentFinancialServices,Inc.是ProvidentBank的控股公司。
Watch items — what could change the thesis关注项 — 可能改变论点的因素
- Capital intensity rising
Get the full picture获取完整视图
Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。