INDB
Independent Bank Corp.
·
$84.51
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
Terminal终端 ↗
Independent Bank Corp. · Financials
INDB
$84.51
Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 62 branches, all of which are in Michigan.IndependentBank是一家总部位于密歇根州大急流城的银行，设有62家分行，全部位于密歇根州。
Financial金融股
Mid cap中盘
$4B
Engine stance引擎立场2026-07-20
Extended — don't chase; wait for a pullback过度拉升 — 勿追高；等待回撤
You missed the bottoming entry — the low already formed and price is now extended (momentum is fading — the daily moment已错过筑底入场——低点已经形成，目前价格已拉伸（动量正在衰竭——日线动量已开始掉头向下）。不要追高；等待回调至 10 日均线或下一个周期低点。若已持有则继续持有。
Key Statistics关键统计
Price价格
$84.51
3.1% below 52-week high低于52周高点 3.1%
Market Cap市值
$4B
Normal volume正常成交量
P/E Ratio市盈率
20.3x
15.0x sector median
Beta贝塔
0.75
Moves about 0.8x the market波动幅度约为市场的 0.8 倍
RSI (14)RSI（14）
55
Neutral zone中性区域
Next Earnings下次财报
2026-07-16 (-3d)
Volatility Rank波动率分位
36th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
4.2% of float
Performance价格表现
| Period周期 | INDB | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +1.0% | -1.5% | Beat the index by 2.5 points跑赢指数 2.5 个百分点 |
| 1 Month近1月 | +5.0% | +0.6% | Beat the index by 4.4 points跑赢指数 4.4 个百分点 |
| 3 Months近3月 | +8.4% | +4.7% | Beat the index by 3.7 points跑赢指数 3.7 个百分点 |
| 6 Months近6月 | +11.5% | +7.8% | Beat the index by 3.7 points跑赢指数 3.7 个百分点 |
| Year to date年初至今 | +16.5% | +9.1% | Beat the index by 7.4 points跑赢指数 7.4 个百分点 |
| 1 Year近1年 | +31.9% | +19.4% | Beat the index by 12.5 points跑赢指数 12.5 个百分点 |
| 3 Years近3年 | +81.6% | +69.4% | Beat the index by 12.2 points跑赢指数 12.2 个百分点 |
Technicals技术面
RSI (14)RSI（14）
55
Neutral zone中性区域
vs 50-day相对50日均线
+4.7% vs 50-day avg
vs 200-day相对200日均线
+11.2% vs 200-day avg
Volatility rank波动率分位
36th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$84.02
Don't chase above不追高于
$84.51
Stop止损
$80.44
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
Estimates being cut预期下调
Post-earnings drift: -6.7% (20d)财报后漂移：-6.7%（20日）
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | INDB | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 20.29x | 14.99 | 23% |
| P/B市净率 | 1.17x | 1.52 | 78% |
| Earnings yield盈利收益率 | 4.93% | 6.58 | 26% |
| Shareholder yield股东收益率 | 3.96% | 3.91 | 51% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Earnings Per Share每股收益
5yr CAGR5年复合增速: 4.1%
Free Cash Flow自由现金流
Margins利润率
5.8%Return on Equity股本回报率
0.8%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $60.8M |
| Stock-based comp股权薪酬 | $9.0M |
| Share count change (1y)股数变化（1年） | +15.9% |
Piotroski皮奥特罗斯基 3/6
Watch关注
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Roughly fair vs sector相对行业估值合理
Cheaper than 50% of its sector on blended multiples综合估值倍数低于行业内 50% 的公司
Beta市场敏感度
0.75×
0.21×3×
Moves about 0.8× the market波动幅度约为市场的 0.8 倍
Financial Health财务健康
3/6
Weak financial health财务健康状况偏弱
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
INDB took relative-strength leadershipINDB 取得相对强弱领先
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$14.3M net (0 buyers, 5 sellers)-$14.3M 净值（0 买家，5 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Basswood Capital Management | B | trimtrim | 0.5% | 2026-03-31 |
Signal History信号历史
TOP WATCH
NEARING A HIGH
Jul 16, 2026
INDB took relative-strength leadershipINDB 取得相对强弱领先
Relative strength vs SPY crossed above the 90th percentile of the last 90 days — leadership tends to persist. $87.17.相对标普500的强弱上穿近90日的第90百分位 — 领先往往延续。$87.17。
Jul 16, 2026
INDB daily MACD crossed upINDB 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $87.17.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$87.17。
Jul 15, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 15, 2026
INDB made a new 52-week highINDB 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $85.20.价格创出52周新高 — 全市场关注的动量/趋势极值。$85.20。
Jul 13, 2026
INDB StochRSI turned up from oversoldINDB StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $83.45.StochRSI重回20上方 — 下行动量趋缓的最早预警。$83.45。
Jul 8, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 8, 2026
INDB daily MACD crossed downINDB 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $82.27.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$82.27。
Jul 7, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 6, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jul 2, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Showing last 15 of显示最近15条，共 214 signals条信号
Factor Profile因子特征
Composite factor score综合因子得分: 0.20
Value价值
+1.0
Quality质量
+0.4
Investment资本投入
-1.2
Shareholder payout股东回报
-0.0
Low volatility低波动
+0.8
Low market beta低市场敏感度
+0.1
Earnings quality盈利质量
-0.8
Short interest空头兴趣
+0.2
Company Profile公司档案
Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 62 branches, all of which are in Michigan.IndependentBank是一家总部位于密歇根州大急流城的银行，设有62家分行，全部位于密歇根州。
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Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。