BankUnited, Inc. · Financials
BKU
$48.86
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida.BankUnited,Inc.是BankUnited,N.A.的银行控股公司，该国家银行成立于1984年，总部位于佛罗里达州迈阿密湖。
Financial金融股
Mid cap中盘
$4B
Engine stance引擎立场2026-07-20
Constructive — building a base建设性 — 正在筑底
Confirmed cycle low — the entry window is open now, with a clear exit if it closes back below 46.56.周期低点已确认——入场窗口现已开启，若收盘重新跌破 46.56 则明确离场。
Key Statistics关键统计
Price价格
$48.86
3.4% below 52-week high低于52周高点 3.4%
Market Cap市值
$4B
Normal volume正常成交量
P/E Ratio市盈率
13.5x
15.0x sector median
Beta贝塔
0.91
Moves about 0.9x the market波动幅度约为市场的 0.9 倍
RSI (14)RSI（14）
55
Neutral zone中性区域
Next Earnings下次财报
2026-07-22 (3d)
Volatility Rank波动率分位
24th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
4.3% of float
Performance价格表现
| Period周期 | BKU | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | +1.3% | -1.5% | Beat the index by 2.8 points跑赢指数 2.8 个百分点 |
| 1 Month近1月 | +4.9% | +0.6% | Beat the index by 4.3 points跑赢指数 4.3 个百分点 |
| 3 Months近3月 | +2.0% | +4.7% | Lagged the index by 2.7 points落后指数 2.7 个百分点 |
| 6 Months近6月 | +4.5% | +7.8% | Lagged the index by 3.3 points落后指数 3.3 个百分点 |
| Year to date年初至今 | +10.7% | +9.1% | Beat the index by 1.6 points跑赢指数 1.6 个百分点 |
| 1 Year近1年 | +31.6% | +19.4% | Beat the index by 12.2 points跑赢指数 12.2 个百分点 |
| 3 Years近3年 | +114.9% | +69.4% | Beat the index by 45.5 points跑赢指数 45.5 个百分点 |
Technicals技术面
RSI (14)RSI（14）
55
Neutral zone中性区域
vs 50-day相对50日均线
+3.0% vs 50-day avg
vs 200-day相对200日均线
+9.0% vs 200-day avg
Volatility rank波动率分位
24th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$48.48
Don't chase above不追高于
$49.16
Stop止损
$46.56
Cycle turn — awaiting confluence cross周期拐点 — 等待共振交叉确认
Earnings财务业绩
3
days until next report天后公布财报
2026-07-22
Estimates being raised — 1 analysts预期上调 — 1 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | BKU | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 13.50x | 14.99 | 60% |
| P/B市净率 | 1.19x | 1.52 | 75% |
| Earnings yield盈利收益率 | 7.41% | 6.58 | 62% |
| Shareholder yield股东收益率 | 3.77% | 3.91 | 47% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 5.7%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 11.4%
Margins利润率
8.8%Return on Equity股本回报率
0.8%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $44.8M |
| Stock-based comp股权薪酬 | $20.5M |
| Share count change (1y)股数变化（1年） | -0.8% |
Piotroski皮奥特罗斯基 6/7
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Looks cheap vs sector相对行业偏便宜
Cheaper than 68% of its sector on blended multiples综合估值倍数低于行业内 68% 的公司
Beta市场敏感度
0.91×
0.21×3×
Moves about 0.9× the market波动幅度约为市场的 0.9 倍
Financial Health财务健康
6/7
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Short interest changed +16.1%空头仓位变动 +16.1%
Technical技术面
BKU weekly MACD crossed upBKU 周线MACD上穿
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$0.6M net (0 buyers, 3 sellers)-$0.6M 净值（0 买家，3 卖家）
Concentrated ownership集中持仓
| Fund基金 | Grade评级 | Activity动作 | % of portfolio组合占比 | As of截至 |
|---|---|---|---|---|
| Soros Fund Management | B | trimtrim | 0.0% | 2026-03-31 |
| Basswood Capital Management | B | exitexit | 0.0% | 2026-03-31 |
Signal History信号历史
FRESH BUY
BUY ZONE
Jul 17, 2026
BKU weekly MACD crossed upBKU 周线MACD上穿
The weekly MACD histogram turned positive — the slower, less-whippy momentum read.周线MACD柱状图转正 — 更慢、更少来回的动量信号。
Jul 15, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jul 13, 2026
BKU StochRSI turned up from oversoldBKU StochRSI自超卖区上行
StochRSI popped back above 20 — the earliest oscillator heads-up that downside momentum is easing. $47.93.StochRSI重回20上方 — 下行动量趋缓的最早预警。$47.93。
Jul 7, 2026
UPTREND → BOTTOMING上涨趋势 → 筑底中
BUY SETUP买入预备
Jul 6, 2026
BOTTOMING → UPTREND筑底中 → 上涨趋势
HOLD持有
Jul 1, 2026
BKU daily MACD crossed downBKU 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $48.29.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$48.29。
Jun 30, 2026
NEARING A LOW → BOTTOMING接近低点 → 筑底中
BUY SETUP买入预备
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Factor Profile因子特征
Composite factor score综合因子得分: 0.32
Value价值
+1.2
Quality质量
-0.7
Investment资本投入
+0.5
Shareholder payout股东回报
-0.1
Low volatility低波动
+0.7
Low market beta低市场敏感度
-0.1
Earnings quality盈利质量
-0.8
Short interest空头兴趣
+0.8
Company Profile公司档案
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida.BankUnited,Inc.是BankUnited,N.A.的银行控股公司，该国家银行成立于1984年，总部位于佛罗里达州迈阿密湖。
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