Assurant · Financials
AIZ
$276.84
Assurant, Inc. is a global provider of risk management products and services with headquarters in Atlanta.Assurant公司是一家全球风险管理产品和服务提供商，总部位于亚特兰大。
Financial金融股
Large cap大盘
$14B
Engine stance引擎立场2026-07-20
Neutral — no clear edge中性 — 无明显优势
The bottoming setup is not yet confirmed (price still below the 10-day average) and oscillators are already extended/ove筑底形态尚未确认（价格仍位于 10 日均线下方），且摆动指标已过热——此处入场风险较高。等待价格收复 10 日均线且动量趋于稳定后再考虑建仓。
Key Statistics关键统计
Price价格
$276.84
1.2% below 52-week high低于52周高点 1.2%
Market Cap市值
$14B
Normal volume正常成交量
P/E Ratio市盈率
15.8x
15.0x sector median
Beta贝塔
0.25
Moves about 0.2x the market波动幅度约为市场的 0.2 倍
RSI (14)RSI（14）
64
Elevated偏高
Next Earnings下次财报
2026-08-04 (16d)
Volatility Rank波动率分位
16th pctile
hist. vol. percentile历史波动率分位数
Short Interest空头兴趣
2.7% of float
Performance价格表现
| Period周期 | AIZ | S&P 500 | vs Index对比指数 |
|---|---|---|---|
| 1 Week近1周 | -0.7% | -1.5% | In line with the index与指数基本持平 |
| 1 Month近1月 | +5.6% | +0.6% | Beat the index by 5.0 points跑赢指数 5.0 个百分点 |
| 3 Months近3月 | +22.0% | +4.7% | Beat the index by 17.3 points跑赢指数 17.3 个百分点 |
| 6 Months近6月 | +19.2% | +7.8% | Beat the index by 11.4 points跑赢指数 11.4 个百分点 |
| Year to date年初至今 | +17.3% | +9.1% | Beat the index by 8.2 points跑赢指数 8.2 个百分点 |
| 1 Year近1年 | +49.4% | +19.4% | Beat the index by 30.0 points跑赢指数 30.0 个百分点 |
Technicals技术面
RSI (14)RSI（14）
64
Elevated偏高
vs 50-day相对50日均线
+6.7% vs 50-day avg
vs 200-day相对200日均线
+18.8% vs 200-day avg
Volatility rank波动率分位
16th percentile 分位
Engine reference levels — not advice引擎参考水平 — 非投资建议
Buy zone买入区间
$272.20
Don't chase above不追高于
$276.80
Stop止损
$258.50
Extended — wait for a pullback过度拉伸 — 等待回撤
Earnings财务业绩
16
days until next report天后公布财报
2026-08-04
Estimates being raised — 7 analysts预期上调 — 7 位分析师
Earnings call transcripts — coming soon财报电话会议记录 — 即将上线
Valuation估值
| Multiple指标 | AIZ | Sector median行业中位 | Cheaper than相对便宜 |
|---|---|---|---|
| P/E (trailing)市盈率（历史） | 15.80x | 14.99 | 44% |
| P/B市净率 | 2.35x | 1.52 | 30% |
| P/S市销率 | 1.08x | 2.87 | 84% |
| Earnings yield盈利收益率 | 6.33% | 6.58 | 47% |
| Shareholder yield股东收益率 | 3.42% | 3.91 | 41% |
Analyst price targets — coming soon分析师目标价 — 即将上线
Financials财务数据
Revenue营业收入
5yr CAGR5年复合增速: 4.9%
Earnings Per Share每股收益
5yr CAGR5年复合增速: 19.4%
Free Cash Flow自由现金流
Margins利润率
14.9%Return on Equity股本回报率
2.4%Return on Assets资产回报率
Capital Allocation资本配置
| Buybacks (TTM)回购（TTM） | $303.7M |
| Stock-based comp股权薪酬 | $85.7M |
| Share count change (1y)股数变化（1年） | -2.0% |
Piotroski皮奥特罗斯基 6/6
Clean稳健
Snapshot Gauges综合指标
Valuation vs Sector估值相对行业
Roughly fair vs sector相对行业估值合理
Cheaper than 53% of its sector on blended multiples综合估值倍数低于行业内 53% 的公司
Beta市场敏感度
0.25×
0.21×3×
Moves about 0.2× the market波动幅度约为市场的 0.2 倍
Financial Health财务健康
6/6
Adequate financial health财务健康状况一般
Dividend分红
—
Does not pay a dividend不派发股息
Why Is It Moving为何波动
Sector / Theme行业/主题
Financials (Equal-Weight) theme — #10 of 46 themes「金融（等权）」主题 — 46 个主题中第 10 位
Macro宏观
Short-duration name into a restrictive, rising-real-rate regime → rate tailwind.短久期标的进入偏紧、实际利率上行的环境→利率顺风。
Positioning持仓
Insider cluster activity内部人集中交易
Technical技术面
AIZ daily MACD crossed downAIZ 日线MACD下穿
Options Positioning期权持仓
Market makers are net long gamma — price pinned near current level做市商净持有正伽玛，价格倾向于在当前水平附近震荡
Expected daily move预期日波动
±1.65%
Expected weekly move预期周波动
±3.70%
Call wall看涨密集区
$290
25d risk reversal25d风险逆转
1.1%
Skew: 偏斜：greed
Ownership & Smart Money持仓与聪明钱
Insider activity内部人员活动: -$3.6M net (0 buyers, 3 sellers)-$3.6M 净值（0 买家，3 卖家）
Signal History信号历史
TURN SIGNALED
BOTTOMING
Jul 15, 2026
AIZ daily MACD crossed downAIZ 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $273.92.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$273.92。
Jul 13, 2026
AIZ made a new 52-week highAIZ 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $279.88.价格创出52周新高 — 全市场关注的动量/趋势极值。$279.88。
Jul 1, 2026
AIZ RSI reached overboughtAIZ RSI进入超买
RSI(14) crossed above 70 — stretched to the upside; context, not a timing trigger alone. $274.14.RSI(14)上穿70 — 上行过度；仅作背景，单独不构成择时。$274.14。
Jun 29, 2026
AIZ made a new 52-week highAIZ 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $267.98.价格创出52周新高 — 全市场关注的动量/趋势极值。$267.98。
Jun 29, 2026
AIZ daily MACD crossed upAIZ 日线MACD上穿
The daily MACD histogram turned positive — fast and noisy, context rather than a standalone trigger. $267.98.日线MACD柱状图转正 — 快速且嘈杂，仅作背景。$267.98。
Jun 26, 2026
BOTTOMING → NEARING A HIGH筑底中 → 接近高点
TAKE PROFITS止盈
Jun 25, 2026
NEARING A HIGH → BOTTOMING接近高点 → 筑底中
BUY SETUP买入预备
Jun 25, 2026
AIZ daily MACD crossed downAIZ 日线MACD下穿
The daily MACD histogram turned negative — fast and noisy, context rather than a standalone trigger. $260.77.日线MACD柱状图转负 — 快速且嘈杂，仅作背景。$260.77。
Jun 23, 2026
AIZ made a new 52-week highAIZ 创52周新高
Price reached a fresh 52-week high — a momentum / trend extreme the whole market watches. $265.30.价格创出52周新高 — 全市场关注的动量/趋势极值。$265.30。
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Factor Profile因子特征
Composite factor score综合因子得分: 0.22
Value价值
+0.3
Quality质量
-0.3
Investment资本投入
+0.3
Shareholder payout股东回报
-0.1
Low volatility低波动
+0.9
Low market beta低市场敏感度
+0.8
Earnings quality盈利质量
-0.4
Short interest空头兴趣
+0.6
Company Profile公司档案
Assurant, Inc. is a global provider of risk management products and services with headquarters in Atlanta.Assurant公司是一家全球风险管理产品和服务提供商，总部位于亚特兰大。
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Nightly signals, options flow, and factor analysis across all S&P 500 names.每日更新的信号、期权资金流向和因子分析，覆盖所有标普500成分股。